Ebooks
Practical legal guidance, distilled into ebooks you can actually use. Download your free guide and get clear answers to the questions clients ask us most.
A functional capacity evaluation can make or break your long-term disability claim. Insurers use FCEs to justify denials — but when handled correctly, they can become your strongest piece of evidence. This free guide walks you through what to expect, how to prepare, and what to do if the results don’t reflect your true condition.
Long-term disability claims for depression and anxiety face a higher bar than most. Insurance companies routinely question subjective symptoms, demand exhaustive documentation, and look for reasons to deny. This free step-by-step guide breaks down the claims process and shows you how to build the strongest possible case for your mental health condition.
Long-term disability insurance is one of the most overlooked — and most important — financial safeguards for working professionals. If you’ve ever wondered whether you actually need it, this free guide helps you weigh the cost against the risk, understand what strong coverage looks like, and decide what’s right for your situation.
Having your long-term disability benefits terminated can feel like the rug being pulled out — usually right when you need them most. This free handbook walks you through the appeals process step by step, exposes the tactics insurers use to make terminations stick, and helps you avoid the missteps that could permanently end your claim.
Insurance companies count on claimants accepting lowball settlement offers because they don’t know what their claim is actually worth. This free ebook gives you a practical framework for evaluating your long-term disability claim’s true value — and recognizing when “the best offer on the table” is anything but.
Physicians face some of the most complex disability claims in the insurance industry — own-occupation language, residual benefits, and policies built around your specialty add layers of risk most claimants never see. This free guidebook is written specifically for doctors navigating short- or long-term disability claims, covering the unique pitfalls and proven strategies for protecting your benefits.
A successful disability claim isn’t won at the appeal — it’s won at the application. This free guidebook includes worksheets, checklists, and practical advice that walk you through every stage of your short- or long-term disability claim, helping you avoid the common mistakes that derail otherwise strong cases.
UNUM is one of the largest disability insurers in the country — and one of the most aggressive in scrutinizing, delaying, and denying claims. This free guide breaks down the specific tactics UNUM uses against claimants and offers practical advice for filing, defending, or appealing a UNUM disability claim.