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Do I Need Long-Term Disability Insurance?
Your Guide on Why and How to Choose Long-Term Disability
When you suffer an injury that leaves you unable to work, you deserve help. Many professionals are left without financial support after an accident, but by purchasing a long-term disability or individual disability income protection insurance policy, you can have security and peace of mind in case the worst happens.
Unfortunately, long-term disability insurance is something many professionals, especially young professionals, are increasingly uninformed about. Often, professionals will choose the base option, or opt out entirely, when this type of coverage is offered through an employer without considering how it may affect their wellbeing.
In our guide, Do I Need Long-Term Disability Insurance?, we provide the answers that professionals need to confidently choose a policy that fits their needs. We will cover the what, why, and how of long-term disability insurance so you can be sure you have the protection you need.
Your Comprehensive Guide to Long-Term Disability Insurance From Experienced Disability Attorneys
Choosing a long-term disability policy is no small decision, so you need to be sure that you consider all the factors before choosing what’s best for you. Since no two people have the exact same needs, it is important to shop around and carefully consider the available options.
But how do you know what to look for in a long-term disability or individual disability income protection insurance policy? In this comprehensive guide to long-term disability, our disability insurance experts help to give you the tools you need to decide for yourself.
In our guide, we cover a variety of topics, including:
What long-term disability is
Why long-term disability is important
What to consider when choosing a long-term disability plan
How to choose the right plan to fit your needs
What are Important Factors in Choosing a Long-Term Disability Plan?
Choosing a long-term disability policy is no small decision, so you need to be sure that you consider all the factors before choosing what’s best for you. Since no two people have the exact same needs, it is important to shop around and carefully consider the available options.
But how do you know what to look for in a long-term disability or individual disability income protection insurance policy?
In our guide, Do I Need Long-Term Disability Insurance?, we break down these factors into straightforward terms so you can make an informed decision.
These factors include:
- A policy’s definition of disability
- Premium costs
- Cost of living adjustments
- Elimination periods
- ERISA vs private disability income protection policies
Don’t make an important decision without the valuable information you need. Our guide is designed to help you feel comfortable in your final long-term disability decision.
But if you still have questions, contact our office and we will be more than happy to provide an impartial, informed opinion to help guide you on your long-term disability journey.
BRYANT LEGAL GROUP:
Illinois’ Trusted Disability Insurance Team
Located in Chicago, Bryant Legal Group focuses its practice on complex disability insurance claims. Our team has helped people recover millions in disability benefits, and we want to put our experience to work for you. We handle cases involving both privately funded and group disability insurance policies.
We also love to chat. If you have questions about which long-term disability policy is right for you, contact our firm today. You can reach us at (312)757-7269 or by completing our online form.
Our disability attorneys have recovered millions in benefits and payments for our clients.
Contact Bryant Legal Group
Get the answers and insight you deserve. Our experienced disability insurance lawyers can evaluate your claim and help you understand all your legal options.