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Inflammatory Bowel Disease and Disability Insurance: A Claimant’s Guide

March. 11, 2020
The symptoms and uncertainty associated with inflammatory bowel disease (IBD) can turn your life upside down. If you’re unable to work due to your ulcerative colitis or Crohn’s disease, you...
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What Does a Physician Consultant Do in a Disability Insurance Claim?

March. 5, 2020
At some point during a long-term disability insurance claim, the insurance company may ask a physician consultant to evaluate your case and medical records. When you get this notice, it...
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Strengthen Your Principal Disability Insurance Claim in 5 Simple Steps

February. 25, 2020
Principal was founded more than 140 years ago and offers insurance and financial management services in more than 80 countries and territories. It is the third-largest provider of group insurance...
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Vision Impairments and Disability Insurance: A Claimant’s Guide

February. 18, 2020
At least 3.4 million adults in the United States are either legally blind or vision-impaired, and many more struggle with life-changing eye conditions. Although some people can adapt to their...
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Seizures and Disability Insurance: A Claimant’s Guide

February. 11, 2020
About 3.4 million people live with epilepsy in the United States, which makes recurrent seizures our nation’s fourth most common neurological disorder. But even though epilepsy isn’t rare, living with...
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Bipolar Disorder and Disability Insurance: A Claimant’s Guide

January. 28, 2020
According to the World Health Organization, bipolar disease is the seventh most disabling condition in the world. If you’re among the estimated 5.7 million Americans suffering with bipolar, it might be difficult (or even impossible) to...
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When Should I Take a Disability Insurance Settlement or Buyout?

December. 23, 2019
When you’re in the middle of a long-term disability (LTD) or ERISA dispute, the insurance company might offer you a settlement or buyout. While this offer might seem generous (and tempting) at first,...
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HIV, AIDS, and Disability Insurance: A Claimant’s Guide

December. 10, 2019
If you’re one of the estimated 1.1 million people living with HIV and AIDS in the United States, you know that medical advances have significantly improved your treatment options and...
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Common Reasons for Denial of Short-Term Disability Benefits

December. 3, 2019
In the short-term disability insurance context, it’s rather common for disability claimants to feel as though their insurer is mishandling their claim — and this belief is certainly not formed...
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Watch Out for These 4 Tactics in Your Prudential Disability Insurance Claim

November. 26, 2019
Preparing your disability insurance claim with Prudential Insurance Company of America (Prudential) can be complicated, nerve-wracking, and essential to your future. Unfortunately, this process can go very wrong through no fault of...
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Nerve Damage and Disability Insurance: A Claimant’s Guide

November. 12, 2019
While only an inconvenience for some, neuropathy can be debilitating for others. Unfortunately, peripheral nerve disorders — such as Guillain-Barre syndrome, carpal tunnel syndrome, and diabetic neuropathy — are sometimes...
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Knee Replacement and Disability Insurance: A Claimant’s Guide

October. 22, 2019
Most of us will experience knee pain during our lifetimes. This pain can stop us from doing the things we love, and it can even rule out simple activities like...
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