What Does a Physician Consultant Do in a Disability Insurance Claim?
At some point during a long-term disability insurance claim, the insurance company may ask a physician consultant to evaluate your case and medical records. When you get this notice, it can lead to worries that your LTD benefits are in danger. You may also wonder how this doctor who has never met you or examined …
Strengthen Your Principal Disability Insurance Claim in 5 Simple Steps
Principal was founded more than 140 years ago and offers insurance and financial management services in more than 80 countries and territories. It is the third-largest provider of group insurance benefits, including disability insurance, in the United States. A Fortune 500 company, Principal reported more than $14 billion in total revenue in 2018. How did …
Vision Impairments and Disability Insurance: A Claimant’s Guide
At least 3.4 million adults in the United States are either legally blind or vision-impaired, and many more struggle with life-changing eye conditions. Although some people can adapt to their vision limitations and work with accommodations, vision impairments rank among the top ten causes of disability, according to the CDC. If you’re struggling with vision …
Seizures and Disability Insurance: A Claimant’s Guide
About 3.4 million people live with epilepsy in the United States, which makes recurrent seizures our nation’s fourth most common neurological disorder. But even though epilepsy isn’t rare, living with the disorder can make you feel like no one understands its profound impact on your ability to live and work. At Bryant Legal Group, we …
Bipolar Disorder and Disability Insurance: A Claimant’s Guide
According to the World Health Organization, bipolar disease is the seventh most disabling condition in the world. If you’re among the estimated 5.7 million Americans suffering with bipolar, it might be difficult (or even impossible) to maintain consistent employment due to your symptoms. At Bryant Legal Group, we help people with bipolar disorder get the disability insurance benefits they deserve. In this article, we explain …
When Should I Take a Disability Insurance Settlement or Buyout?
When you’re in the middle of a long-term disability (LTD) or ERISA dispute, the insurance company might offer you a settlement or buyout. While this offer might seem generous (and tempting) at first, you should be cautious. Insurance companies rarely offer a fair settlement in their first offer — and you could lose out on valuable compensation if …
HIV, AIDS, and Disability Insurance: A Claimant’s Guide
If you’re one of the estimated 1.1 million people living with HIV and AIDS in the United States, you know that medical advances have significantly improved your treatment options and quality of life. However, even “manageable” HIV can seriously limit your ability to work and do the things you love. At Bryant Legal Group, we …
Common Reasons for Denial of Short-Term Disability Benefits
In the short-term disability insurance context, it’s rather common for disability claimants to feel as though their insurer is mishandling their claim — and this belief is certainly not formed without good reason. Insurers are fundamentally incentivized to deny, delay, and otherwise mishandle short-term disability claims so that they don’t have to payout the benefits …
Watch Out for These 4 Tactics in Your Prudential Disability Insurance Claim
Preparing your disability insurance claim with Prudential Insurance Company of America (Prudential) can be complicated, nerve-wracking, and essential to your future. Unfortunately, this process can go very wrong through no fault of your own. That’s because insurance companies like Prudential often use underhanded tactics to delay or deny valid claims. In this blog, we outline four common …
Nerve Damage and Disability Insurance: A Claimant’s Guide
While only an inconvenience for some, neuropathy can be debilitating for others. Unfortunately, peripheral nerve disorders — such as Guillain-Barre syndrome, carpal tunnel syndrome, and diabetic neuropathy — are sometimes difficult to diagnose and understand. In this blog, Bryant Legal Group discusses the diverse causes of peripheral nerve damage, common treatment options, and suggestions for …