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What Happens to Your Employer-Sponsored Insurance When Your Employment Changes?

February. 18, 2026
Employment changes can be a stressful time whether it’s your choice or due to termination. Either way, you’ll have to navigate changes in your benefits such as health insurance coverage,...
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How to Approach Claims for Hidden Disabilities

January. 6, 2026
Sufferers of hidden disabilities, or disabilities that are not immediately apparent, can face additional struggles in their insurance claims. An invisible disability like chronic fatigue or fibromyalgia doesn’t show up...
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How Can I Get Short- or Long-Term Disability for Knee Pain?

October. 20, 2025
Knee pain can impact every aspect of your life, from your mobility and independence to your ability to work and provide for your family. Whether your condition stems from a...
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A folder on a desk with a paper labeled Bad Faith Insurance, accompanied by eyeglasses and a pen.

What Is a Bad Faith Insurance Claim?

September. 30, 2025
When you buy an insurance policy—whether it’s health insurance, long‑term disability, or other coverage—you justifiably expect the insurer to treat you fairly. You pay premiums, you follow the rules, and...
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Going from Short-term Disability to Long-Term Disability

July. 31, 2025
Going from Short-term Disability to Long-term Disability When you file for short-term disability benefits, it’s usually with the expectation that you’ll recover quickly and return to work. For many people,...
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Doctor Disability Insurance: How to Appeal a Claim Denial

April. 28, 2025
You take out doctor disability insurance so it is there in case you ever need it. Unfortunately, as you might have already experienced with patients’ cases, insurance does not always...
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How to Choose Individual Disability Insurance: A Guide for High-Net-Worth Individuals

June. 4, 2024
If you are a high earner and plan to continue working at least a few more years, what is your most valuable asset? Almost certainly, it’s your future earning potential....
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What To Do if Your Long-Term Disability Benefits Are Terminated

February. 15, 2024
There's a huge relief that comes when your initial claim for long-term disability insurance benefits is approved and consistent monthly checks start coming in. No more financial insecurity. No more...
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What Financial Advisors Need to Know About Long-Term Disability Insurance

January. 10, 2024
According to Northwestern Mutual’s 2023 Planning & Progress Study, an estimated 37% of American adults work with a financial advisor. The rates certainly are even higher among entrepreneurs, educated professionals,...
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Doctors, Lawyers, Professionals: Do You Need Specialty-Specific Disability Insurance?

January. 8, 2024
If you're a physician, lawyer, dentist, or other high-income professional working in a complex field, you shouldn't go without robust long-term disability insurance coverage. You've dedicated countless hours to mastering...
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Do Doctors Need Disability Insurance?

September. 14, 2023
A doctor’s daily responsibilities are physically, mentally, and cognitively demanding. The nature of their work involves being on their feet most of the day, dexterous use of their hands for...
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Is Crohn’s Disease a Disability?

August. 15, 2023
Crohn’s disease and inflammatory bowel disease (IBD) are often considered “invisible disabilities,” but they can have profound effects on your life. It can be impossible to work when you need...
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