Are Short and Long-Term Disability Benefits Taxable?
Whether you’re interested in submitting a claim for long-term disability benefits, are currently involved in a disability insurance dispute, or are already getting benefits, chances are you’ve at least considered the tax consequences. Unfortunately, there’s no simple answer to the question, “are short- and long-term disability benefits taxable?.” Instead, it depends on your circumstances. At Bryant …
Variable Income: How Much Does Long-Term Disability Pay?
Many people receive variable income because they’re small business owners, salespersons, freelancers, or receive performance-based commissions or bonuses. If your income is variable on a day-to-day, week-to-week, or month-to-month basis, you may be concerned about the potential impact on your disability insurance benefits. Insurers are always looking to minimize their costs, and if you have a …
Kidney Disease and Disability Insurance: A Claimant’s Guide
Chronic kidney disease (CKD) is much more common than you think. About 37 million people live with CKD, and many more cases are undiagnosed. Kidney disease is the ninth leading cause of death in the United States; every day, about 340 people start dialysis. Many people assume they need to be in kidney failure before …
Lupus and Disability Insurance: A Claimant’s Guide
An estimated 1.5 million people live with lupus in the United States, and roughly 16,000 more are diagnosed each year. If you’re living with this complicated disease, you know its challenges first-hand. Lupus is hard to diagnose and treat, and many people won’t understand how this “invisible” condition affects your life. At Bryant Legal Group, …
I’m Still Working. Can I Apply for Disability Insurance?
If you have a serious medical condition, you may worry that you’ll soon be unable to keep up with the demands of your job. In fact, one of the most common questions we hear is, “Can I apply for disability insurance if I’m still working?” The answer is that you typically cannot receive disability insurance benefits before …
How Long Can You Be on Disability Insurance for Depression and Other Mental Health Conditions?
When you live with depression, anxiety, bipolar disorder, or another mental health condition, it can be hard to maintain employment. At Bryant Legal Group, we know how frustrating it is to suddenly find yourself unable to control your symptoms, especially if you’ve worked hard to build your career. Insurance companies, however, take a different view. Because they’re …
Infectious Diseases and Disability Insurance: A Claimant’s Guide
Today, more than ever, we’re painfully aware of how infectious diseases can dramatically impact your life. Whether you’re dealing with coronavirus, influenza, MRSA, C. Diff, or another disease, you’ll likely need time to rest and recover before you return to work. And, due to some diseases’ severe symptoms and long-term effects, you may become permanently …
Denied Because You “Hid” a Condition From the Insurance Company? You Can Fight Back
You’ve paid your private disability insurance premiums on time for years. Then, when you file a claim for disability insurance benefits, you get a letter saying you “hid” a medical condition, and your policy is canceled or void. How can this happen? Most private disability insurance policies require that you tell the truth and accurately describe your …
What Is ERISA? We Answer Your Long-Term Disability Insurance Questions
It can be hard to find reliable, understandable information about disability insurance law. Online search engines often confuse disability insurance and Social Security, which can lead to confusion and bad advice. At Bryant Legal Group, we focus our practice on disability insurance claims, handling both ERISA and private insurance issues. In this blog, we answer …
Can You Work Part-Time and Collect Disability Insurance?
For many people, returning to work after a serious illness or injury, even on a part-time basis, feels like an important milestone. Your role as a working person or professional is probably an essential part of your identity; getting back into the workforce can help you feel like you’re on the path to recovery. Some …