Illinois Public Safety Employee Benefits
By: David A. Bryant On February 6, 2018, the Illinois Appellate Court issued a significant decision safeguarding healthcare benefits for injured public safety employees under the Illinois Public Safety Employee Benefits Act (“PSEBA”) (820 ILCS 320/1 et seq). In the case, a City of Des Plaines Police Officer stopped a truck for operating with an …
What Makes ERISA-Covered Plans Unique?
In 1974, Congress enacted the federal Employee Retirement Income Security Act (ERISA) in order to shield plan participants from management misconduct that could affect their assets. ERISA applies to a variety of private, employer-sponsored benefits plans, including retirement, disability and healthcare plans. In the context of short-term and long-term disability insurance (where policyholders often secure …
Can a Pre-Existing Condition Influence Your Health Insurance Claim?
With the passage of the Affordable Care Act in 2014, pre-existing conditions were addressed on a federal level. Since Illinois is a guaranteed issue state, health insurance claimants in Illinois enjoy thorough protections with regard to their pre-existing conditions and the way in which their health insurers handle their claims. Pre-Existing Conditions Cannot Justify Claim …
The Long-Term Care Financing Crisis: GE Struggles With Reinsurance Obligations
Like Many Other Companies, General Electric Has Been Swept Up in the Long-Term Care Financing Crisis The costs of long-term care (LTC) for older Americans can be catastrophic, often reaching hundreds of thousands of dollars over the course of a lifetime. While insurance carriers and corporations jumped at the opportunity to market LTC insurance products …
Chicago Insurance Attorney David Bryant to Speak on Private Pay Options for Long-Term Care at Upcoming Illinois State Bar Association Program
Bryant Legal Group PC announces that Attorney David Bryant has been invited to speak at the Illinois State Bar Association, Elder Law Section Council’s fifth annual boot camp on April 26-27, 2018 in Chicago. Attorney Bryant will discuss private pay options to cover the cost of home health care, nursing homes, assisted living facilities and …
Jennifer Danish Appointed Leadership Positions by the ABA TIPS Section Chair
Holly M. Polglase, 2017-18 American Bar Association Tort Trial & Insurance Practice Section (ABA TIPS), appointed Jennifer M. Danish to serve as a Member of the ABA TIPS Council General Committee Board Standing Committee for 2017-2018 on June 23, 2017. Holly M. Polglase also appointed Jennifer to serve as Chair to the Health and Disability Insurance Law …
David A Bryant Appointed to the ISBA Insurance Law Section Council
Russell W. Hartigan, ISBA President-Elect, appointed David A. Bryant to serve as a Member of the ISBA Insurance Law Section Council for 2017-2018 on May 24, 2017. David has accepted the appointment and is honored to serve in the coming year.
Jennifer Danish Presenting on Social Security Disability
Jennifer Danish will be covering The Basics of a Social Security Disability Claim on April 6, 2017 and moderating day two of the conference on April 7, 2017 at American Association for Justice’s Social Security Success! Seminar. Registration still available and open to non-AAJ members.
Seventh Circuit Awards Accidental Death Benefits
The United States Court of Appeals for the Seventh Circuit issued a decision in Prather v. Sun Life and Health Insurance Company on December 13, 2016. On July 16, 2013, Jeremy Prather had torn his left Achilles tendon playing basketball and after consulting with an orthopedic surgeon he scheduled surgery for July 22, 2013. The day …
Life Insurance Owner Should Usually Have an Insurable Interest in the Insured Life
The United States Court of Appeals for the Seventh Circuit issued a decision in Sun Life Assurance Co. of Canada v. U.S. Bank National Association on October 12, 2016 affirming the district court’s judgment. The Court’s decision begins, “A common law principle that so far as we know is in force in every state of …