Jennifer Danish Appointed to ISBA Standing Committee on Disability Law
James F. McCluskey, ISBA President-Elect, appointed Jennifer Danish to serve as a Member of the ISBA Standing Committee on Disability Law for 2018-2019 on April 24, 2018. Jennifer has accepted the appointment and is honored to serve in the coming year.
David Bryant Appointed to ISBA Insurance Law Section
James F. McCluskey, ISBA President-Elect, appointed David A. Bryant to serve as a Member of the ISBA Insurance Law Section Council for 2018-2019 on April 24, 2018. David has accepted the appointment and is honored to serve in the coming year.
Insurers Must Act in Good Faith When Handling Claims
In Illinois, and throughout the country, the nature of the insurance business — whether in the health insurance, property insurance, business liability insurance, or disability insurance contexts — is to sign on policyholders while limiting the payout amount in a potentially covered event. Considered from the perspective of the insurance company, success is being able …
On What Basis are Life Insurance Claims Typically Denied?
When a life insurance claim is denied, delayed, or otherwise handled in a way that prevents the rightful beneficiaries from securing the benefits to which they’re legally entitled, it can leave the beneficiaries in a highly vulnerable position. Not only must a beneficiary shoulder the emotional burden of grieving (and readjusting to a life without …
Under What Circumstances Can Your Health Insurance Claim Be Reasonably Denied?
Insurers frequently deny health insurance claims, for a variety of reasons — some justified, and some with minimal basis in reality. As a policyholder, it’s important that you recognize that your insurer is not your ally. Throughout the claims process, your insurer may attempt to minimize their liabilities by consistently undermining the legitimacy and extent …
Insurance Claim Related Litigation
David A. Bryant attorney with Bryant Legal Group PC interviewed by HaystackID‘s CISO, Lee Neubecker on Artificial Intelligence and the role computer bots play in rejecting insurance claims. Bryant discusses his past successful use of Neubecker’s Computer Forensics consulting services to achieve results for his clients. Video available: https://youtu.be/Wj3UveYr0_M
Bad Faith Litigation in the Context of Illinois Health Insurance
In Illinois, and elsewhere, health insurers often act in such an unreasonable manner (that controverts with the expectations of legitimate claimants) that it puts the policyholder-claimant in a particularly difficult, vulnerable position. Health insurers are always looking to minimize their liabilities, and they do so in a number of different ways: sometimes by denying coverage …
Illinois Public Safety Employee Benefits
By: David A. Bryant On February 6, 2018, the Illinois Appellate Court issued a significant decision safeguarding healthcare benefits for injured public safety employees under the Illinois Public Safety Employee Benefits Act (“PSEBA”) (820 ILCS 320/1 et seq). In the case, a City of Des Plaines Police Officer stopped a truck for operating with an …
What Makes ERISA-Covered Plans Unique?
In 1974, Congress enacted the federal Employee Retirement Income Security Act (ERISA) in order to shield plan participants from management misconduct that could affect their assets. ERISA applies to a variety of private, employer-sponsored benefits plans, including retirement, disability and healthcare plans. In the context of short-term and long-term disability insurance (where policyholders often secure …
Can a Pre-Existing Condition Influence Your Health Insurance Claim?
With the passage of the Affordable Care Act in 2014, pre-existing conditions were addressed on a federal level. Since Illinois is a guaranteed issue state, health insurance claimants in Illinois enjoy thorough protections with regard to their pre-existing conditions and the way in which their health insurers handle their claims. Pre-Existing Conditions Cannot Justify Claim …