Get Your Short-Term Disability Approved: 5 Ways to Improve Your Application
If you’re unable to work due to an injury, illness, or chronic medical condition, you may be eligible for short-term disability benefits. However, applying for disability insurance benefits isn’t as simple a process as you might imagine; it takes precision and a comprehensive legal strategy. Our ERISA lawyers at Bryant Legal Group are here to help. …
Can Obesity Impact My Disability Insurance Claim?
Over the past decade, obesity rates have risen dramatically. Unfortunately, being overweight or obese can increase your risk for or worsen many other health conditions, including arthritis and heart disease. This has many disability insurance companies worried: how do they manage their costs as more and more claimants are filing obesity-related short-term and long-term disability …
How Does Short-Term Disability Insurance Work?
When you’re unable to work, due to an injury, illness, or chronic medical condition, you may be eligible for short-term disability benefits. Many people think that getting short-term disability is a simple process and are surprised when issues come up that lead to a denial or termination of benefits. If you’re considering applying for short-term …
Why Does Federal Law Apply to My Disability Insurance Claim?
If you’ve researched disability insurance claims, you’ve probably noticed that the process varies depending on whether federal or Illinois law applies to your case. For example, under Illinois law, you can request a jury trial in a short-term or long-term disability lawsuit. However, this is not an option in federal court. While you may prefer …
Schizophrenia, Schizoaffective Disorder, and Disability Insurance: A Claimant’s Guide
Living with schizophrenia and schizoaffective disorder is challenging. However, many people with these conditions can live independently, although they sometimes need support from loved ones and others. If you or a loved one can no longer work due to psychosis or schizophrenia, then the person affected may be eligible for short-term or long-term disability insurance …
How Long Do I Have to Wait for a Disability Insurance Decision?
After you apply for short-term or long-term disability benefits, the insurance company may take what seems like forever to make a decision. The company might repeatedly send you forms, ask for more information, or even go silent and stop communicating altogether. When you’re waiting for much-needed financial benefits, these delays can cause incredible frustration and …
Can I Get Disability Insurance Benefits for Coronavirus?
In 2019, none of us worried about social distancing or flattening the curve of a global pandemic. Unfortunately, the novel coronavirus dramatically changed our lives in a matter of months. Many of us are still coming to terms with our new reality. In this article, our disability insurance lawyers at Bryant Legal Group discuss the coronavirus and …
Parkinson’s Disease and Disability Insurance: A Claimant’s Guide
Approximately 60,000 Americans receive a Parkinson’s disease (PD) diagnosis each year. In 2016, there were around 30,000 people in Illinois living with PD, and studies show that the prevalence of the disease is increasing throughout the United States. As a progressive neurodegenerative disease, PD is a chronic condition that worsens over time. While you may …
Disability Insurance in a Nutshell
If you search “disability insurance” or “long-term disability” online, you’ll find a mishmash of information that talks about employer-sponsored insurance plans, private policies, and Social Security benefits. Some of this information may apply to your situation, but much of it will seem confusing and even contradictory. Sorting everything out can seem almost impossible. At Bryant …
Inflammatory Bowel Disease and Disability Insurance: A Claimant’s Guide
The symptoms and uncertainty associated with inflammatory bowel disease (IBD) can turn your life upside down. If you’re unable to work due to your ulcerative colitis or Crohn’s disease, you may be eligible for long-term disability benefits. However, the process of getting benefits can feel overwhelming — especially during a flare. At Bryant Legal Group, …