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disability for meniere’s disease

Meniere’s Disease and Long-Term Disability Insurance: A Claimant’s Guide

January. 6, 2022
Meniere’s disease affects hundreds of thousands of Americans every year and causes disabling pain and suffering to many. Unfortunately, those who file for long-term disability are often denied due to...
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Is it Possible to Work With Dementia? (And When Is It Time to Leave Your Job?)

August. 10, 2021
In 2011, legendary basketball coach Pat Summitt announced that she had been diagnosed with early-onset dementia. She continued to coach the Tennessee Volunteers for another season with support from her...
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“Own Occupation” Disability Insurance Policies: A Guide for Doctors

June. 10, 2021
You have probably heard that doctors and other medical professionals should invest in “own occupation” disability insurance. However, many physicians do not realize that insurers sometimes include loopholes and unfavorable...
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Pregnancy and Disability Insurance: Are You Prepared?

May. 21, 2021
For many women, pregnancy is one of their first encounters with disability insurance. If your state or employer doesn’t provide for paid maternity leave, there’s a good chance you will...
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How Do You Prove You Are Disabled Under a Disability Insurance Policy?

May. 4, 2021
If you are filing a claim for short-term or long-term disability benefits, you need to be prepared. The insurance company will never take you at your word and pay your case....
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What Is Private Disability Insurance (and Do I Need Coverage)?

April. 7, 2021
If you are getting ready to file for disability benefits, you have encountered discussions about private disability insurance, ERISA plans, and Social Security disability. However, you might not really understand...
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Why Does It Take So Long to Get Disability Insurance Benefits? Look Out for Bad Faith

January. 5, 2021
It can seem like disability insurance claims drag on forever. Sometimes delays are justified and inevitable—it can take time to collect and evaluate all of your medical records and other...
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What Is a COLA Rider and Do I Need One on My Disability Insurance Policy?

December. 29, 2020
Most of us understand that the value of a dollar changes over time due to inflation and the evolving cost of living. However, when you’re considering your disability insurance options, you...
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Arthritis, Hand Pain, and Disability Insurance: A Claimant’s Guide

December. 28, 2020
Hand-intensive work that involves gripping, grasping repetitive motions, or vibration can take a toll on your body. As we age, studies show that we’re more likely to develop hand arthritis...
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Will Volunteering Impact My Long-Term Disability Benefits?

December. 22, 2020
Volunteering can help disabled individuals find purpose in their lives or even prepare them for re-entry into the workforce. Unfortunately, insurance companies sometimes use volunteer activities as an excuse to...
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Can I Get Disability for Liver Disease? A Guide to Liver Disease and Long-Term Disability

November. 25, 2020
Liver disease is more common than you might imagine. According to the Centers for Disease Control and Prevention, 4.5 million Americans have a diagnosed liver disease, and roughly 42,000 people die every year as...
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Disability Insurance Exclusions: We Answer Your FAQs

November. 20, 2020
When you file a claim for individual disability insurance benefits, you assume everything will go smoothly. Unfortunately, even if you hand-picked your policy’s terms and conditions, you may discover that exclusions...
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