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How Are Long-Term Disability Benefits Affected By Supplemental Income?

April. 16, 2018
As a long-term disability (LTD) insurance policyholder, you may find yourself in a particularly vulnerable position.  Despite the fact that you have been rendered disabled, your insurer may delay, undervalue,...
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To Assert or Not To Assert Assignment in Out-Of-Network Payer/Provider Disputes

March. 14, 2018
By: David A. Bryant Two recent federal district court cases highlight the importance of properly pleading (or not pleading) assignment of rights in an out-of-network provider’s state law complaint for...
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How Long-Term Disability Benefits Work

January. 30, 2018
Long-term disability coverage is essentially the “private insurance” version of Social Security Disability Income (SSDI) in that it operates as a wage replacement for those who are rendered incapable of...
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Do You Qualify for Private Disability Benefits?

January. 29, 2018
Private disability insurance is common — whether obtained through an employer (i.e., a group disability insurance plan, or subsidized individual disability insurance) or independent of one’s employer — and is...
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Physicians’ Guide to Disability Insurance

January. 22, 2018
By: David A. Bryant Highly compensated professionals, physicians in particular, purchased private individual disability insurance en masse in the 1970’s, 80’s and 90’s. Agents selling Individual Disability Insurance (IDI) policies...
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What Doctors DO NOT Know About Their Own Disability Insurance

August. 9, 2017
If you enrolled in a Group Disability Plan you have bought fools’ gold: Only covers 60% at most 80% of your earnings Then reduce that 60-80% by any Social security...
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Congressional Research Service Social Security Primer

February. 15, 2016
Congressional Research Service ("CRS") has put out a "primer" on SSA: Social Security Primer Congressional Research Service Summary The Social Security program was established in the 1930s and has been modified...
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Comments Re Claims Procedure Regulations for Plans Providing Disability Benefits

January. 18, 2016
On November 18, 2015, the Employee Benefits Security Administration published new proposed regulations for ERISA disability claims (RIN 1210-AB39; Regulation 29 C.F.R. §2560.503-1).  The Public Comment period runs through January...
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Jennifer Danish

Jennifer Danish Scheduled to Speak at ACI’s Litigating Disability Insurance Claims

October. 8, 2015
American Conference Institute's 18th National Advanced Forum on Litigating Disability Insurance Claims will be held January 21-22, 2016 at the Union League in Philadelphia, PA.  Jennifer Danish is scheduled to...
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ACI’s 17th National Advanced Forum on Litigating Disability Insurance Claims

October. 28, 2014
Jennifer Danish is scheduled to speak on two panels during American Conference Institute's 17th National Advanced Forum on Litigating Disability Insurance Claims on January 22-23, 2015 in Philadelphia, PA at The Union...
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