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You’ve paid your private disability insurance premiums on time for years. Then, when you file a claim for disability insurance benefits, you get a letter saying you “hid” a medical condition, and...

For many people, returning to work after a serious illness or injury, even on a part-time basis, feels like an important milestone. Your role as a working person or professional...

If you’re unable to work due to an injury, illness, or chronic medical condition, you may be eligible for short-term disability benefits. However, applying for disability insurance benefits isn’t as simple...

Over the past decade, obesity rates have risen dramatically. Unfortunately, being overweight or obese can increase your risk for or worsen many other health conditions, including arthritis and heart disease....

If you’ve researched disability insurance claims, you’ve probably noticed that the process varies depending on whether federal or Illinois law applies to your case. For example, under Illinois law, you...

Living with schizophrenia and schizoaffective disorder is challenging. However, many people with these conditions can live independently, although they sometimes need support from loved ones and others. If you or...

After you apply for short-term or long-term disability benefits, the insurance company may take what seems like forever to make a decision. The company might repeatedly send you forms, ask...

In 2019, none of us worried about social distancing or flattening the curve of a global pandemic. Unfortunately, the novel coronavirus dramatically changed our lives in a matter of months....

If you search “disability insurance” or “long-term disability” online, you’ll find a mishmash of information that talks about employer-sponsored insurance plans, private policies, and Social Security benefits. Some of this...