Coordination of Benefits & Recovery: http://go.cms.gov/cobro
Attorney Services: http://go.cms.gov/attorney
Beneficiary Services: http://go.cms.gov/bene
Insurer Services: http://go.cms.gov/insurer
Coordination of Benefits & Recovery: http://go.cms.gov/cobro
Attorney Services: http://go.cms.gov/attorney
Beneficiary Services: http://go.cms.gov/bene
Insurer Services: http://go.cms.gov/insurer
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If you receive disability insurance through your employer, you might assume that filing a claim will be straightforward. After all, you’ve paid for coverage—either directly or through your employee benefits package—and you need those…

Employment changes can be a stressful time whether it’s your choice or due to termination. Either way, you’ll have to navigate changes in your benefits such as health insurance coverage, retirement savings, and potentially disability insurance benefits. Illinois does not have a law requiring that employers continue sponsored life insurance, long-term or short-term disability insurance …

Sufferers of hidden disabilities, or disabilities that are not immediately apparent, can face additional struggles in their insurance claims. An invisible disability like chronic fatigue or fibromyalgia doesn’t show up…
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