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A couple discussing and researching disability information

Going from Short-Term Disability to Long-Term Disability? Avoid These Pitfalls

April. 19, 2023
If you're nearing the end of the coverage period for your short-term disability insurance—and you still can't work—you might be expecting a smooth transition from short-term benefits to long-term benefits....
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A women showing that she has joint issues from loose connective tissue caused by Ehlers Danlos Syndrome

Can I Get Long-Term Disability Benefits for Ehlers-Danlos Syndrome?

April. 5, 2023
Ehlers-Danlos syndrome, a genetic disorder associated with hypermobility, fragile skin, and other symptoms, affects as many as 1 in 5,000 people. While some people experience mild symptoms and relatively minimal...
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Do I Have to Pay Back Long-Term Disability?

February. 28, 2023
You are (finally) receiving the long-term disability benefits you deserve. Everything should be smooth sailing from here on, right? Maybe. Under limited circumstances, LTD insurers can demand repayment of disability...
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A man reviewing paperwork for a disability claim

How to Appeal a Unum Disability Denial

February. 27, 2023
Unum is one of the largest insurance companies in the United States. According to recent research published by Statista, Unum (along with Unum group companies including Paul Revere Life Insurance...
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Two people reviewing a Lincoln Financial disability claim

Why Was My Lincoln Financial Disability Claim Denied?

December. 19, 2022
With nearly $20 billion in annual revenue (and a net profit of $1.4 billion in 2021), Lincoln Financial Group is easily one of the largest financial services and insurance companies...
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A woman meeting with a disability lawyer

What to Look for in a Prudential Long-Term Disability Lawyer

October. 24, 2022
The Prudential Insurance Company of America or Prudential Financial (often called “Prudential” for short) is one of the world’s largest and most successful financial services and insurance companies. Although the...
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A person reading paperwork while on the phone

What Medical Conditions Qualify for Long-Term Disability?

October. 13, 2022
Getting approved for long-term disability (LTD) benefits can be a difficult and frustrating process. Policyholders often struggle to figure out what medical conditions are covered, what conditions are excluded, and...
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a friend giving support to a cancer patient

Does Cancer Qualify for Long-Term Disability? A Claimant’s Guide

September. 21, 2022
Getting a cancer diagnosis is an incredibly stressful, difficult, and devastating experience. While doctors are learning more about cancer and mortality for most forms of cancer is dropping, you may...
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A person coping with a migraine

Are Migraines a Disability? Getting Long-Term Disability for Migraines

August. 29, 2022
If you are one of the estimated 12 percent of Americans who get migraine headaches at least occasionally, you know exactly how painful, debilitating, and frustrating they can be. Health...
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a person driving and experiencing essential tremor in the wrist

Can I Get Disability for Essential Tremors? A Claimant’s Guide

August. 24, 2022
If you are a doctor, dentist, or another professional that relies on their hands, essential tremors can make it impossible to work. However, insurance companies are quick to dismiss long-term...
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a woman sitting at a table trying to work but struggling with narcolepsy

Is Narcolepsy a Disability? A Claimant’s Guide

July. 21, 2022
If you or a loved one struggles with severe narcolepsy, you know how difficult it can be to maintain a consistent daily routine. While medical treatments and other reasonable accommodations...
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long term care vs long term disability

Long-Term Care vs. Long-Term Disability Insurance: Key Differences and Which to Choose

June. 7, 2022
No matter who you are, there is a very real chance you could someday lose your ability to work or care for yourself due to a disability or age. That’s...
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