Sleep Disorders and Disability Insurance: A Claimant’s Guide
Sep 3, 2019 | Blog | ShareSleep is essential to our overall health. Studies show that when we get less than seven hours of sleep each night, we’re more likely to suffer from chronic health conditions like heart disease, diabetes, obesity, and depression. Sadly, about a third of people in the United States consistently get less sleep than they need. While some people suffer from sleep deprivation due to long nights at the office, lifestyle choices, or the demands of raising a family, others can’t get enough sleep because of medical conditions like obstructive sleep apnea (OSA). When these conditions make it impossible to work, you […]
Learn How a Disability Journal Can Help Your Disability Claim
Aug 27, 2019 | Blog | ShareAs you prepare a short or long-term disability claim, you’ll face countless questions about your symptoms, limitations, and daily activities. It can be difficult to articulate accurate, honest answers to questions about your ability to stand, lift, and walk. Thankfully, there are tools that can help. At Bryant Legal Group, we suggest keeping a disability journal to help you understand the full extent of your symptoms and limitations, giving you information that may lead to a stronger application for benefits and streamlined claim process. In this article, we explain the essentials of disability journaling and symptom tracking. What Is a […]
4 Things You Need to Know Before Filing a Disability Claim With The Hartford
Aug 20, 2019 | Blog | ShareThe Hartford is a massive insurance company. Founded more than 200 years ago, it is the second-largest provider of group life and disability insurance in the United States. The insurance company expanded significantly in 2017, when it acquired Aetna’s disability insurance business. In 2018, The Hartford made $19 billion in profits. At Bryant Legal Group, we help disabled people navigate their short and long-term disability claims with The Hartford. Over the decades, we’ve learned a lot about the company’s tactics. Keep reading to learn four essential things that every Hartford claimant needs to know. 1. Be Prepared for Surveillance The […]
Chronic Pain and Disability Insurance: A Claimant’s Guide
Aug 13, 2019 | Blog | ShareChronic pain is a frustrating and widely misunderstood condition that disables roughly 100 million Americans. A variety of circumstances can cause it — including trauma, surgery, cancer, and nerve damage. Unfortunately, this pain can persist even after the underlying condition resolves. If you’re struggling with chronic pain, you may be eligible for long-term disability benefits — but don’t be surprised if the insurance company puts up a fight and denies your claim. In this article, the disability insurance lawyers at Bryant Legal Group explain the essentials of a chronic pain syndrome claim. What Causes Chronic Pain? If you’ve suffered from […]
Can the Long-Term Disability Insurance Company Take My Social Security Backpay?
Aug 6, 2019 | Blog | ShareIf you’re on long-term disability (LTD), your insurance company might encourage you to apply for Social Security disability benefits. The company may even offer to connect you with a representative who will file your application and appeals. However, the insurance company isn’t doing this out of kindness — the company wants to reduce your LTD benefits and recover some (or all) of its payments. While you may have to repay the disability insurance company, don’t panic. You have a variety of options, and a lawyer at Bryant Legal Group can guide you through the calculations and decision-making process. Many LTD […]
Can Your Social Media Feed Hurt Your Disability Insurance Claim?
Jul 23, 2019 | Blog | ShareDuring a long-term disability (LTD) claim, you may worry that private investigators are watching your every move, but it might surprise you that most of this surveillance occurs online. Today, disability insurance companies like UNUM, MetLife, and Aetna use social media and online monitoring to deny and terminate disability claims — even when the person has a valid claim. In this article, we will discuss how the insurance company may try to use your online data against you and what you can do to combat these tactics. Modern Surveillance Starts Online Historically, surveillance involved a private investigator setting up cameras […]
According to the Substance Abuse and Mental Health Services Administration, approximately 19.7 million people (aged 12 and above) struggle with some form of substance use — including addictions to alcohol, opioids, prescription medications, and illicit drugs. Today, substance use impacts every social, economic, and demographic group. However, when substance abuse limits or eliminates your ability to work, you might find yourself battling your insurance company. Today, the disability professionals at Bryant Legal Group are going to explain how addiction can impact your long-term disability (LTD) claim. The Science of Addiction Some people still believe that addiction comes from a lack […]
UNUM Disability Claims: 4 Things You Need to Know
Jul 9, 2019 | Blog | ShareAlmost every day, we speak with people who have questions about their UNUM long-term disability claims. Unfortunately, that insurance company has a reputation for mishandling disability claims and unfounded benefits denials. At Bryant Legal Group, we’ve handled countless UNUM disability claims and understand how the company operates. While nothing compares to a personalized assessment from one of our disability lawyers, here are four things you need to know about UNUM. 1. UNUM Is One of the Largest Disability Insurance Companies in the Country UNUM is a giant in the disability insurance industry. Globally, the company’s policies cover 36 million people […]
TBI and Disability Insurance: A Claimant’s Guide
Jul 2, 2019 | Blog | ShareOver the past several years, public awareness of traumatic brain injuries (TBI) has dramatically increased. While this awareness is leading to earlier diagnoses and proactive treatment, TBI is still a widely misunderstood condition. If you or a loved one can no longer maintain full-time employment due to a traumatic brain injury, it may be time to explore a long-term disability (LTD) claim. Here, the attorneys at Bryant Legal Group discuss TBI and the disability claim process. What Is a Traumatic Brain Injury? The brain is your body’s control center. It produces your thoughts, actions, feelings, and physical responses. It is […]
If you’re living with heart disease and struggling to maintain steady employment, you’re not alone. Every 40 seconds, someone in the United States has a heart attack. Nationwide, we lose hundreds of billions of dollars in productivity every year due to cardiac issues like coronary artery disease and heart failure. At Bryant Legal Group, we understand how deeply these conditions can impact your life, finances, and future. That’s why we help people with heart disease file their long-term disability claims. Below, we outline the essentials that every heart disease survivor needs to know. What Is Heart Disease? Your heart is […]
