News & Resources

If you’re living with a disabling condition, you probably have a long list of symptoms that don’t show up on an x-ray or MRI. These might include fatigue, nausea, chronic pain, depression, and anxiety. While these conditions are very real, disability insurance companies are often skeptical of subjective or self-reported symptoms. In this blog, Bryant Legal Group explores these hard-to-understand symptoms and how insurers try to use them to deny or reduce the value of long-term disability (LTD) claims. What Are Self-Reported Conditions? Self-reported conditions involve symptoms that cannot be objectively confirmed by a diagnostic test — such as a […]

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While only an inconvenience for some, neuropathy can be debilitating for others. Unfortunately, peripheral nerve disorders — such as Guillain-Barre syndrome, carpal tunnel syndrome, and diabetic neuropathy — are sometimes difficult to diagnose and understand. In this blog, Bryant Legal Group discusses the diverse causes of peripheral nerve damage, common treatment options, and suggestions for your long-term disability (LTD) claim. What Are Peripheral Nerves? Your nervous system is made up of two essential parts. First, your central nervous system, which includes your brain and spinal cord, processes and responds to information. Second, your peripheral nervous system, uses nerves that run […]

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You’ve filed your application for long-term disability (LTD) benefits, meticulously filling out all the necessary information and submitting all of your relevant medical records. When you get the insurance company’s response, you’re shocked to see a denial of benefits. Unfortunately, the insurance company determined that your disabling conditions were pre-existing. At Bryant Legal Group, we’re used to insurance companies broadly interpreting our clients’ medical records and incorrectly applying pre-existing condition exclusions. Learn how you can fight back to get the LTD benefits that you deserve. 1. Pre-Existing Conditions Can Be Either Mental or Physical As a cost-savings mechanism, most long-term […]

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Most of us will experience knee pain during our lifetimes. This pain can stop us from doing the things we love, and it can even rule out simple activities like taking a walk or sitting down comfortably to read a book. When knee pain gets this severe, a knee replacement may offer much-needed relief. However, not everyone who undergoes a total knee replacement can return to work and enjoy their life as they knew it. In these cases, long-term and short-term disability insurance can help. To learn more about knee replacement and disability claims, keep reading. What Is a Knee […]

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As you prepare your application for long-term disability (LTD) benefits, you’ll quickly realize how important your doctors’ opinions are to your claim. Unfortunately, many people are uncomfortable discussing their disability with their doctors and avoid these crucial conversations. In this article, Bryant Legal Group suggests some ways you can broach the topics of your disability and functional capacity with your doctor. Keep reading to learn more. Your Doctors’ Opinions Carry Significant Weight in a Long-Term Disability Claim When you apply for long-term or short-term disability, you will have to outline your limitations and why they prevent you from working full […]

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When they can no longer work, many people turn to their MetLife long-term disability insurance. Unfortunately, the company denies a large number of claims each year, and many deserving people are left in financial limbo. Before you give up and accept MetLife’s decision, you should always consult with a respected disability insurance lawyer at Bryant Legal Group. We have extensive experience with MetLife disability insurance appeals, and can help you understand your legal options. Keep reading to learn the essential steps you should take after a disability insurance denial. MetLife Is a Global Insurance Giant MetLife is a massive global […]

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When you research disability insurance benefits, most of the information you’ll find addresses employer-sponsored disability plans. However, many people, especially self-employed individuals, purchase private or individual disability insurance as a safety net. You might not realize that private long-term disability (LTD) insurance claims involve a different set of rules than their employer-sponsored counterparts. In this blog, the team at Bryant Legal Group answers five of our clients’ most frequent questions about individual disability insurance. 1. What’s the Difference Between Private Disability Insurance and ERISA Plans? If you’ve been researching disability insurance claims, you’ve probably read about ERISA (Employee Retirement Income […]

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Sufferers of migraine headaches, like many people with “invisible” conditions, frequently have their symptoms misunderstood and minimized. However, if you’re one of the 2 million people in the United States who live with migraines, you know exactly how debilitating and frustrating they can be. Many people who suffer from chronic migraines can’t work consistently, which may eventually force them to apply for long-term disability (LTD) benefits. In this article, we’ll explain the basics of how migraine-related long-term disability claims work. Keep reading to learn more. What Is a Migraine? Migraines are recurrent headaches that often cause severe, debilitating symptoms. A […]

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If you’re like many Illinois residents, you have employer-sponsored benefits from Lincoln Financial Group — and you may be running into red tape or other difficulties with your insurance adjuster. At Bryant Legal Group, we have extensive experience handling Lincoln Financial long-term disability (LTD) claims, and we want to share our unique insights. Keep reading to learn more about Lincoln Financial Group, its history of delaying claims, and how you can improve your chances of a successful LTD appeal. Lincoln Financial: One of the Largest Disability Insurance Companies in the Country Founded in 1905, Lincoln Financial Group offers a variety […]

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Severe neck pain is one of the most debilitating and frustrating conditions a person can experience. It’s not uncommon for neck pain sufferers to struggle to keep up with the physical and mental demands of their jobs, which may force them to file for long-term disability (LDA) benefits. However, before you file for disability insurance benefits, it’s always a good idea to go over your medical conditions and abilities as well as other factors that might affect your claim — preferably with help from an experienced disability lawyer. In this article, we’ll bring up a series of questions that can […]

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