Did MetLife Deny Your Claim? Here’s What You Need to Do Now
Oct 8, 2019 | Blog | ShareWhen they can no longer work, many people turn to their MetLife long-term disability insurance. Unfortunately, the company denies a large number of claims each year, and many deserving people are left in financial limbo. Before you give up and accept MetLife’s decision, you should always consult with a respected disability insurance lawyer at Bryant Legal Group. We have extensive experience with MetLife disability insurance appeals, and can help you understand your legal options. Keep reading to learn the essential steps you should take after a disability insurance denial. MetLife Is a Global Insurance Giant MetLife is a massive global […]
5 FAQs About Private Disability Insurance Claims
Oct 1, 2019 | Blog | ShareWhen you research disability insurance benefits, most of the information you’ll find addresses employer-sponsored disability plans. However, many people, especially self-employed individuals, purchase private or individual disability insurance as a safety net. You might not realize that private long-term disability (LTD) insurance claims involve a different set of rules than their employer-sponsored counterparts. In this blog, the team at Bryant Legal Group answers five of our clients’ most frequent questions about individual disability insurance. 1. What’s the Difference Between Private Disability Insurance and ERISA Plans? If you’ve been researching disability insurance claims, you’ve probably read about ERISA (Employee Retirement Income […]
Migraines and Disability Insurance: A Claimant’s Guide
Sep 24, 2019 | Blog | ShareSufferers of migraine headaches, like many people with “invisible” conditions, frequently have their symptoms misunderstood and minimized. However, if you’re one of the 2 million people in the United States who live with migraines, you know exactly how debilitating and frustrating they can be. Many people who suffer from chronic migraines can’t work consistently, which may eventually force them to apply for long-term disability (LTD) benefits. In this article, we’ll explain the basics of how migraine-related long-term disability claims work. Keep reading to learn more. What Is a Migraine? Migraines are recurrent headaches that often cause severe, debilitating symptoms. A […]
Lincoln Financial Disability Appeals: Avoid These Common Mistakes
Sep 17, 2019 | Blog | ShareIf you’re like many Illinois residents, you have employer-sponsored benefits from Lincoln Financial Group — and you may be running into red tape or other difficulties with your insurance adjuster. At Bryant Legal Group, we have extensive experience handling Lincoln Financial long-term disability (LTD) claims, and we want to share our unique insights. Keep reading to learn more about Lincoln Financial Group, its history of delaying claims, and how you can improve your chances of a successful LTD appeal. Lincoln Financial: One of the Largest Disability Insurance Companies in the Country Founded in 1905, Lincoln Financial Group offers a variety […]
Is Your Neck Pain Disabling? Ask Yourself These Simple Questions
Sep 10, 2019 | Blog | ShareSevere neck pain is one of the most debilitating and frustrating conditions a person can experience. It’s not uncommon for neck pain sufferers to struggle to keep up with the physical and mental demands of their jobs, which may force them to file for long-term disability (LDA) benefits. However, before you file for disability insurance benefits, it’s always a good idea to go over your medical conditions and abilities as well as other factors that might affect your claim — preferably with help from an experienced disability lawyer. In this article, we’ll bring up a series of questions that can […]
Sleep Disorders and Disability Insurance: A Claimant’s Guide
Sep 3, 2019 | Blog | ShareSleep is essential to our overall health. Studies show that when we get less than seven hours of sleep each night, we’re more likely to suffer from chronic health conditions like heart disease, diabetes, obesity, and depression. Sadly, about a third of people in the United States consistently get less sleep than they need. While some people suffer from sleep deprivation due to long nights at the office, lifestyle choices, or the demands of raising a family, others can’t get enough sleep because of medical conditions like obstructive sleep apnea (OSA). When these conditions make it impossible to work, you […]
Learn How a Disability Journal Can Help Your Disability Claim
Aug 27, 2019 | Blog | ShareAs you prepare a short or long-term disability claim, you’ll face countless questions about your symptoms, limitations, and daily activities. It can be difficult to articulate accurate, honest answers to questions about your ability to stand, lift, and walk. Thankfully, there are tools that can help. At Bryant Legal Group, we suggest keeping a disability journal to help you understand the full extent of your symptoms and limitations, giving you information that may lead to a stronger application for benefits and streamlined claim process. In this article, we explain the essentials of disability journaling and symptom tracking. What Is a […]
4 Things You Need to Know Before Filing a Disability Claim With The Hartford
Aug 20, 2019 | Blog | ShareThe Hartford is a massive insurance company. Founded more than 200 years ago, it is the second-largest provider of group life and disability insurance in the United States. The insurance company expanded significantly in 2017, when it acquired Aetna’s disability insurance business. In 2018, The Hartford made $19 billion in profits. At Bryant Legal Group, we help disabled people navigate their short and long-term disability claims with The Hartford. Over the decades, we’ve learned a lot about the company’s tactics. Keep reading to learn four essential things that every Hartford claimant needs to know. 1. Be Prepared for Surveillance The […]
Chronic Pain and Disability Insurance: A Claimant’s Guide
Aug 13, 2019 | Blog | ShareChronic pain is a frustrating and widely misunderstood condition that disables roughly 100 million Americans. A variety of circumstances can cause it — including trauma, surgery, cancer, and nerve damage. Unfortunately, this pain can persist even after the underlying condition resolves. If you’re struggling with chronic pain, you may be eligible for long-term disability benefits — but don’t be surprised if the insurance company puts up a fight and denies your claim. In this article, the disability insurance lawyers at Bryant Legal Group explain the essentials of a chronic pain syndrome claim. What Causes Chronic Pain? If you’ve suffered from […]
Can the Long-Term Disability Insurance Company Take My Social Security Backpay?
Aug 6, 2019 | Blog | ShareIf you’re on long-term disability (LTD), your insurance company might encourage you to apply for Social Security disability benefits. The company may even offer to connect you with a representative who will file your application and appeals. However, the insurance company isn’t doing this out of kindness — the company wants to reduce your LTD benefits and recover some (or all) of its payments. While you may have to repay the disability insurance company, don’t panic. You have a variety of options, and a lawyer at Bryant Legal Group can guide you through the calculations and decision-making process. Many LTD […]
