Denied by Cigna? Take These 3 Steps to Protect Your Rights

Jan 22, 2020 | Blog |

As one of the country’s largest insurance companies, Cigna offers health insurance, life insurance, and disability insurance products. Unfortunately, Cigna has a long history of denying valid short-term and long-term disability claims. Cigna recently announced the sale of its disability insurance business to New York Life for $6.3 billion, but claimants shouldn’t expect the company’s practices to change anytime soon.  At Bryant Legal Group, our disability insurance lawyers have helped people fight back against unfair denials from Cigna for years. In this article, we’ll outline three essential steps you should take if Cigna denies your disability claim.  Cigna Has a History of Improperly Denying Disability Insurance Claims  Most people associate Cigna with healthcare insurance due to the company’s massive market share in this area. However, Cigna also operates a robust disability insurance business. In 2018, the […]

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What Conditions Automatically Qualify You as Disabled?

Jan 14, 2020 | Blog |

If you’re living with a serious, chronic illness, it’s likely that someone has said, “You have that diagnosis?! You’ll definitely get disability benefits.” While you may appreciate your loved one’s confidence, you may question the accuracy of their statement. Disability insurance companies, like UNUM, Lincoln Financial, and The Hartford, are notorious for denying even legitimate claims for benefits.  As a general rule, insurers look for any possible reason to deny, delay, or undervalue disability insurance claims. However, even though it’s rare, some private disability insurance policies automatically qualify people with certain conditions for benefits. This is a significant advantage and can streamline your long-term disability […]

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Top Reasons Why UNUM Denied Your LTD Claim

Jan 9, 2020 | Blog |

If you received a long-term disability denial (LTD) from UNUM, you’re not alone. Considered by many ERISA lawyers as the worst LTD insurer, UNUM sometimes uses aggressive and unfair tactics to reduce the number of disability insurance claims they pay out.   The Bryant Legal Group team has been fighting UNUM for decades, and we understand how they approach their claims. In this blog, we explain some of the most common excuses its adjusters use to deny legitimate LTD claims.  UNUM Earned Its Reputation Among the Worst Insurers in the U.S.  In 2008, the American Association for Justice (AAJ) reported that, in its opinion, UNUM […]

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Helpful Disability Claim Tips From Our ERISA Lawyers

Jan 9, 2020 | Blog |

Filing for disability insurance benefits can be a difficult decision, especially when you love your profession. However, when you’re unable to work due to an illness, injury, or chronic condition, short and long-term disability benefits can provide financial security and peace of mind. If you’re not sure where to start, Bryant Legal Group wants to help. In this article, we outline several ways you can strengthen your ERISA claims and streamline the application process. Don’t Minimize Your Symptoms When You Talk to a Doctor One of the most important tips is simple: always be honest with your doctors. Your doctor […]

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When Should I Take a Disability Insurance Settlement or Buyout?

Dec 23, 2019 | Blog |

When you’re in the middle of a long-term disability (LTD) or ERISA dispute, the insurance company might offer you a settlement or buyout. While this offer might seem generous (and tempting) at first, you should be cautious. Insurance companies rarely offer a fair settlement in their first offer — and you could lose out on valuable compensation if you accept. In this article, Bryant Legal Group outlines the essentials of disability insurance settlements and when it’s best to accept a lump-sum payment. What Is a Long-Term Disability Settlement or Buyout? When the insurance company approves your LTD claim or a […]

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Why Vocational Experts Can Make a Difference in LTD Claims

Dec 17, 2019 | Blog |

During a long-term disability (LTD) claim, your medical records and history get a lot of attention. Your lawyer and the insurance company will pore over every diagnosis, test, and recommendation in your files. However, there’s more to an LTD claim than medical evidence. Your vocational experience and skills can also dramatically impact your eligibility for LTD benefits. That’s why our experienced disability insurance lawyers frequently work with vocational experts. Why Does the LTD Insurance Company Care About My Work and Education? Disability insurance pays benefits when your medical conditions, illnesses, and injuries prevent you from working. There are two primary […]

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What Is Health Insurance Bad Faith?

Dec 12, 2019 | Blog |

Insurance companies and their insureds do not interact on a level playing field. The balance of power favors big business. However, when these companies unreasonably deny healthcare claims, they can put you in a precarious and vulnerable position. That’s why insurers owe their policyholders a duty of good faith and fair dealing. At Bryant Legal Group, we help people when their health insurers deny legitimate claims, improperly delay benefits, or otherwise act in bad faith. In this article, we outline everything you need to know about health insurance bad faith claims. When Does a Health Insurer Act in Bad Faith? […]

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HIV, AIDS, and Disability Insurance: A Claimant’s Guide

Dec 10, 2019 | Blog |

If you’re one of the estimated 1.1 million people living with HIV and AIDS in the United States, you know that medical advances have significantly improved your treatment options and quality of life. However, even “manageable” HIV can seriously limit your ability to work and do the things you love. At Bryant Legal Group, we help people living with AIDS and HIV apply for disability insurance benefits. In this article, we discuss the essentials of HIV-related claims and suggest some simple ways you can strengthen your application for benefits. What Is the Difference Between HIV and AIDS? Human immunodeficiency virus […]

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How Will the Court Review My Long-Term Disability Case?

Dec 5, 2019 | Blog |

Unlike some states, Illinois law requires that federal courts apply a de novo standard of review in long-term disability (LTD) claims if the coverage was issued or offered in Illinois. Judges can weigh all the evidence in your claim and do not have to defer to the insurance company’s past decisions. However, that doesn’t mean that your appeal will be easy. If an insurance company has denied your long-term disability (LTD) benefits in Illinois, you need to understand how the courts will assess your legal and factual arguments. To learn the essentials, keep reading this article. To find out how […]

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Common Reasons for Denial of Short-Term Disability Benefits

Dec 3, 2019 | Blog |

If you’ve filed a short-term disability claim, you might feel like the insurance company is giving you the runaround or mishandling your claim — and there’s a good chance you’re right. Insurers are fundamentally incentivized to deny, delay, and otherwise mishandle short-term disability claims so that they don’t have to pay out the benefits you deserve. At Bryant Legal Group, we help people throughout Chicago and Illinois with their short-term disability claims. With decades of collective experience, we’ve seen almost every tactic and strategy that insurance companies use against claimants like you. In this article, we will discuss some of […]

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Bryant Legal Group - Chicago Healthcare and Disability Attorneys

Testimonials

"Mr Bryant, his partner Jennifer Danish and associate Steve Jackson were efficient, diligent and persistent towards finding a just resolution and favorable outcome for myself and my entire company."

"I used Jennifer Danish for a disability claim. Frustrated that I couldn’t get results myself I found her. She unearthed some issues my doctor did Not notify me of that affect the quality of my life. My end result was positive!"

"Mr. Jackson did an outstanding job in relation to my case. He insured I was. Both prepared as well as informed regarding the hearing. I would highly recommend his skills and personal dedication to the client."

"Though difficult for the obvious reasons, your involvement has made this process infinitely more tolerable. Please know of my sincere appreciation for your efforts. With Very Best Regards,"

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Chicago, IL 60601

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