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# Bryant Legal Group PC: Bryant Legal Group is a Chicago-based disability and insurance law firm dedicated to helping policyholders secure the coverage and benefits they deserve. Located at 77 W. Wacker Drive, Suite 4500, in downtown Chicago, the firm represents professionals, including physicians, dentists, lawyers, business owners, and executives, in disability, life, long-term care, business overhead expense, and key-person insurance claims. With more than 100 years of collective experience, Bryant Legal Group's attorneys bring deep knowledge of both insurance law and the insurance industry itself. The firm handles ERISA and non-ERISA disability claims and appeals, guides businesses through selecting employee benefits, and takes a proactive approach at every stage of the claims process. Bryant Legal Group exclusively represents policyholders and medical providers and never insurance companies.

## Sitemaps
[XML Sitemap](https://bryantlg.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [ERISA Disability Claims: What Your Employer Won’t Tell You About Fighting Back](https://bryantlg.com/blog/erisa-disability-claims-what-your-employer-wont-tell-you-about-fighting-back/): Unfortunately, many employees discover that obtaining disability benefits through an employer-sponsored plan is far more complicated than expected. They may even find their ERISA disability claim denied. 
- [What Happens to Your Employer-Sponsored Insurance When Your Employment Changes?](https://bryantlg.com/blog/what-happens-to-your-employer-sponsored-insurance-when-your-employment-changes/): Employment changes can be a stressful time whether it’s your choice or due to termination. Either way, you’ll have to navigate changes in your benefits such as health insurance coverage, retirement savings, and potentially disability insurance benefits.  Illinois does not have a law requiring that employers continue sponsored life insurance, long-term or short-term disability insurance
- [How to Approach Claims for Hidden Disabilities](https://bryantlg.com/blog/how-to-approach-claims-for-hidden-disabilities/): Sufferers of hidden disabilities, or disabilities that are not immediately apparent, can face additional struggles in their insurance claims. An invisible disability like chronic fatigue or fibromyalgia doesn’t show up on an X-ray or MRI but can still have a significant effect on a person’s daily life and ability to earn income.
- [What To Do Before and After an IME Appointment](https://bryantlg.com/blog/what-to-do-before-and-after-an-ime-appointment/): Independent medical examinations (IMEs) are often less “independent” than the term suggests. Disability insurers work closely with a network of doctors and medical providers whose primary goal is to build a case against claimants so that the insurer doesn’t have to pay out. If an insurance adjuster schedules you for an IME, it’s important that you are prepared.  However, undergoing an
- [Can I Get Short‑Term or Long‑Term Disability for Alcoholism or Substance Abuse?](https://bryantlg.com/blog/why-substance-use-and-addiction-can-complicate-your-disability-claim/): Substance use affects every social, economic, and demographic group. According to the Substance Abuse and Mental Health Services Administration (SAMHSA), millions of people in Illinois struggle with the misuse of substances. When alcoholism or other addictions impair your ability to work and support yourself or your family, it may feel like you’re facing a financial
- [How Can I Get Short- or Long-Term Disability for Knee Pain?](https://bryantlg.com/blog/how-can-i-get-short-or-long-term-disability-for-knee-pain/): Knee pain can impact every aspect of your life, from your mobility and independence to your ability to work and provide for your family. Whether your condition stems from a sudden injury, chronic degeneration, or major surgery, your knee problems may qualify you for short-term or long-term disability insurance benefits.  At Bryant Legal Group, we
- [What Is a Bad Faith Insurance Claim?](https://bryantlg.com/blog/what-is-a-bad-faith-insurance-claim/): When you buy an insurance policy—whether it’s health insurance, long‑term disability, or other coverage—you justifiably expect the insurer to treat you fairly. You pay premiums, you follow the rules, and when you suffer a loss or need benefits, you expect insurers to do their part: investigate reasonably, make payments when due, and communicate in good
- [Do You Have to Pay Back Long-Term Disability Benefits?](https://bryantlg.com/blog/do-you-have-to-pay-back-long-term-disability-benefits/): You’re finally receiving the long-term disability (LTD) benefits you deserve. After months or even years of medical appointments, paperwork, and waiting, the insurance company has started paying out. It should be a moment of relief. But for many claimants, this isn’t the end of the road. In some cases, insurers may demand that you pay
- [Going from Short-term Disability to Long-Term Disability](https://bryantlg.com/blog/going-from-short-term-disability-to-long-term-disability/): Going from Short-term Disability to Long-term Disability When you file for short-term disability benefits, it’s usually with the expectation that you’ll recover quickly and return to work. For many people, this turns out to be true. But for others, the road to recovery can be longer and more complex. Most short-term disability plans only pay
- [Is Pain or Disability Making You Consider Retiring from Medical Practice? Here’s Why to Seek Legal Consultation First](https://bryantlg.com/blog/is-pain-or-disability-making-you-consider-retiring-from-medical-practice-heres-why-to-seek-legal-consultation-first/): After decades of demanding work, many physicians and medical professionals eventually confront an uncomfortable reality: chronic pain, illness, or exhaustion is interfering with their ability to practice. Whether you’re an orthopedic surgeon with degenerative disc disease, a dermatologist managing long COVID, or a primary care physician grappling with burnout, you may be considering scaling back
- [Stress and Disability: Can Long-Term Conditions Be Covered?](https://bryantlg.com/blog/stress-and-disability-can-long-term-conditions-be-covered/): In today’s high-pressure work environments, white-collar professionals such as executives, consultants, attorneys, and physicians face a unique set of stressors. Long hours, demanding expectations, and 24/7 connectivity can take a toll on your mental and physical health. Over time, this unrelenting pressure can contribute to life-changing conditions like anxiety, depression, burnout, and even physical ailments
- [Doctor Disability Insurance: How to Appeal a Claim Denial](https://bryantlg.com/blog/doctor-disability-insurance-how-to-appeal-a-claim-denial/): You take out doctor disability insurance so it is there in case you ever need it. Unfortunately, as you might have already experienced with patients’ cases, insurance does not always come through as you expect. Insurers that issue physician specialty-specific disability policies routinely scrutinize—and too often reject—legitimate claims. When a denial stems from administrative errors,
- [What to Do if The Standard Denies Your Long-Term Disability Claim](https://bryantlg.com/blog/what-to-do-if-the-standard-denies-your-long-term-disability-claim/): With more than $1 billion worth of in-force premiums as of 2022, Standard Insurance Company—more commonly branded as The Standard—is one of America’s largest providers of long-term disability insurance. Their offerings include employer-provided group plans, as well as individual policies for those who choose to insure themselves. Insurance giants like The Standard don’t get as
- [How Much Long-Term Disability Coverage Do I Need?](https://bryantlg.com/blog/how-much-long-term-disability-coverage-do-i-need/): When we think about financial security, many of us consider health insurance, retirement plans, and emergency savings. One of the most overlooked pieces of the financial puzzle is long-term disability insurance. If you’re fortunate enough to have group long-term disability (LTD) insurance through your employer, you might assume you’re fully covered. But is it really
- [How to Appeal a MassMutual Long-Term Disability Claim Denial](https://bryantlg.com/blog/how-to-appeal-a-massmutual-long-term-disability-claim-denial/): The Massachusetts Mutual Life Insurance Company, MassMutual for short, is one of the largest insurance companies in the United States. They provide long-term disability coverage to individual policyholders, as well as employer-sponsored group plans. If you have long-term disability coverage through MassMutual and recently had a claim denied, you aren’t alone. Disability denials are commonplace
- [How to Appeal a MetLife Long-Term Disability Denial](https://bryantlg.com/blog/how-to-appeal-a-metlife-long-term-disability-denial/): Metropolitan Life Insurance Company—more commonly known as MetLife—is one of the world’s largest financial services companies. While MetLife is typically associated with life insurance and financial services, the company has a robust disability insurance business as well. If you’ve recently had a long-term disability claim denied by MetLife, we understand how frustrated you might feel.
- [How Much Is My Long-Term Disability Settlement Worth?](https://bryantlg.com/blog/how-much-is-my-long-term-disability-claim-worth/): Long-term disability (LTD) benefits can be a lifesaver for people who are unable to earn an income due to sickness or injury. If you are not able to work for months or even years at a time, it is a relief to know that you will still be getting a monthly check to help pay
- [How to Appeal a Prudential Long-Term Disability Denial](https://bryantlg.com/blog/how-to-appeal-a-prudential-long-term-disability-denial/): With nearly $1 billion in in-force premiums, Prudential Financial (via its subsidiary, Prudential Insurance Company of America) is one of the 10 largest providers of long-term disability insurance plans in the United States. They also, like many large insurers, have a long history of unfairly denying legitimate claims. Courts have had to hold them accountable
- [Long-Term Disability Insurance and Pre-Existing Conditions: 6 Things You Need to Know](https://bryantlg.com/blog/pre-existing-conditions-and-ltd-6-things-you-need-to-know/): You’ve filed your application for long-term disability (LTD) benefits, carefully providing all the necessary information and submitting all your relevant medical records. When you get the insurance company’s response, you’re shocked to see a denial of benefits. The insurance company found that your disabling conditions were pre-existing (and therefore, not covered by your policy). At Bryant
- [How to Appeal a New York Life Long-Term Disability Denial](https://bryantlg.com/blog/how-to-appeal-a-new-york-life-long-term-disability-denial/): New York Life has a reputation for wrongfully denying long-term disability claims. If you’ve been denied, you only have a limited time to file a comprehensive appeal. Here’s how.
- [How to Choose Individual Disability Insurance: A Guide for High-Net-Worth Individuals](https://bryantlg.com/blog/how-to-choose-individual-disability-insurance-a-guide-for-high-net-worth-individuals/): Obtaining and maintaining comprehensive long-term disability coverage is critically important for high-income earners. This detailed guide can help you make a wise decision and protect your financial future.
- [What To Do if Your Long-Term Disability Benefits Are Terminated](https://bryantlg.com/blog/what-to-do-if-your-long-term-disability-benefits-are-terminated/): There’s a huge relief that comes when your initial claim for long-term disability insurance benefits is approved and consistent monthly checks start coming in. No more financial insecurity. No more worrying about being able to afford the life you worked hard to build. Right? Unfortunately, it doesn’t always play out that way. Long-term disability benefits
- [How Long Can You Be on Long-Term Disability? It Depends](https://bryantlg.com/blog/how-long-can-you-stay-on-long-term-disability-it-depends/): If an injury or illness leaves you unable to work for an extended period of time, your long-term disability insurance can provide a crucial lifeline and make up for some of your lost income. However, monthly benefits probably won’t last forever. Every policy has its own rules about when benefits begin and how long they
- [What Financial Advisors Need to Know About Long-Term Disability Insurance](https://bryantlg.com/blog/what-financial-advisors-need-to-know-about-long-term-disability-insurance/): According to Northwestern Mutual’s 2023 Planning & Progress Study, an estimated 37% of American adults work with a financial advisor. The rates certainly are even higher among entrepreneurs, educated professionals, and high wage earners. Financial advisors play a critical role in helping their clients invest, manage risks, and protect their financial future. And that very
- [Doctors, Lawyers, Professionals: Do You Need Specialty-Specific Disability Insurance?](https://bryantlg.com/blog/doctors-lawyers-professionals-do-you-need-specialty-specific-disability-insurance/): If you’re a physician, lawyer, dentist, or other high-income professional working in a complex field, you shouldn’t go without robust long-term disability insurance coverage. You’ve dedicated countfewer hours to mastering your craft and worked hard to build a certain standard of life for yourself and your family. Without a comprehensive disability insurance policy, however, a
- [How to Appeal a Guardian Long-Term Disability Denial](https://bryantlg.com/blog/how-to-appeal-a-guardian-long-term-disability-denial/): With more than $23 million in in-force premiums, Guardian Life Insurance Company (often through its subsidiary Berkshire Life Insurance Company) is one of the largest providers of group disability insurance policies in the United States. Physicians and highly educated professionals are especially likely to have disability benefits through Guardian, as it is one of the
- [What Does Long-Term Care Insurance Cover?](https://bryantlg.com/blog/what-does-long-term-care-insurance-cover/): Over the past several decades, advances in health care, hygiene, nutrition, and other factors have helped increase life expectancy. But with longer lifespans also comes a greater need for assisted living facilities, nursing homes, and other long-term care options for seniors. Roughly half of all adults will need long-term care at some point in their
- [How to Talk to Insurance Claims Adjusters About Your Long-Term Disability Case](https://bryantlg.com/blog/how-to-talk-to-insurance-claims-adjusters-about-your-long-term-disability-case/): Whether you’ve just filed a long-term disability claim, or you’ve been on claim for years, chances are sooner or later you’re going to have to talk to an insurance claims adjuster, who will be responsible for approving or denying your claim. Insurance adjusters (often also referred to as claims handlers or claims analysts) are a
- [Can Short-Term Disability Be Denied for Mental Health?](https://bryantlg.com/blog/can-short-term-disability-be-denied-for-mental-health/): In our fast-paced world, the pursuit of success can come at a cost—the silent struggles of mental health. For countless professionals, the demands of work, the pressures of daily life, and the weight of expectations take a toll on mental well-being. Sometimes, that toll is acute enough that it may be impossible to perform your
- [Can You Get Long-Term Disability for Obstructive Sleep Apnea?](https://bryantlg.com/blog/can-you-get-long-term-disability-for-obstructive-sleep-apnea/): Obstructive sleep apnea (OSA) is more than just snoring or restless nights. This sleep disorder affects millions of Americans and causes potentially severe health issues, including cognitive impairments that can disrupt your daily life. For professionals, the cognitive impacts from this “invisible” disability can be especially concerning, as they can hinder your ability to excel
- [Do Doctors Need Disability Insurance?](https://bryantlg.com/blog/do-doctors-need-disability-insurance/): A doctor’s daily responsibilities are physically, mentally, and cognitively demanding. The nature of their work involves being on their feet most of the day, dexterous use of their hands for equipment and procedures, constant communications with patients and colleagues, and even potential exposure to hazardous conditions in their work environments like chemicals, biologics, radiation, and
- [Is Crohn’s Disease a Disability?](https://bryantlg.com/blog/is-crohns-disease-a-disability/): Crohn’s disease and inflammatory bowel disease (IBD) are often considered “invisible disabilities,” but they can have profound effects on your life. It can be impossible to work when you need unscheduled restroom breaks and live with chronic pain—not to mention the stress of living with other effects of the disease, like malnutrition and other serious
- [Quick Guide to Disability Insurance for Dentists: Take a Proactive Approach](https://bryantlg.com/blog/long-term-disability-dentists-should-take-a-proactive-approach/): When was the last time you reviewed your long-term disability insurance coverage? If you’re like most dental professionals, it’s been a while—and there’s a good chance you’ve outgrown your LTD coverage. That’s why we’re encouraging dentists to review their current policies and take a proactive approach to disability planning. Why Dentists Need Good, Up-to-Date Disability
- [How to Apply for Long-Term Disability Insurance: A Professional’s Guide](https://bryantlg.com/blog/how-to-apply-for-disability-insurance-a-professionals-guide/): At Bryant Legal Group, we get a lot of phone calls from people who need to file a long-term disability (LTD) insurance claim and don’t know where to begin. These people come from all walks of life, from blue collar workers to high-income professionals like doctors, lawyers, business leaders, and entrepreneurs. Many of these professionals are
- [Can I Get Long-Term Disability Benefits for Chronic Fatigue Syndrome?](https://bryantlg.com/blog/can-i-get-long-term-disability-benefits-for-chronic-fatigue-syndrome/): Chronic fatigue syndrome (CFS) is a relatively common condition that can cause debilitating fatigue. It can last for months or even years. CFS not only prevents many sufferers from maintaining full-time employment, but also significantly impacts the quality of their day-to-day lives. If you currently have a CFS diagnosis and you cannot work, you may
- [Residual Disability Benefits in Private Disability Policies: What to Know](https://bryantlg.com/blog/residual-disability-benefits-in-private-disability-policies-what-to-know/): If you are suffering from an injury, illness, or other condition that has rendered you incapable of performing the duties of your occupation—even if only partially—then you may be entitled to significant disability insurance benefits under your private disability insurance policy. Depending on the details of your insurance plan, residual or partial benefits may be
- [Going from Short-Term Disability to Long-Term Disability? Avoid These Pitfalls](https://bryantlg.com/blog/going-from-short-term-disability-to-long-term-disability-avoid-these-pitfalls/): If you’re nearing the end of the coverage period for your short-term disability insurance—and you still can’t work—you might be expecting a smooth transition from short-term benefits to long-term benefits. Unfortunately, it doesn’t always work that way—even if both policies are with the same insurance company and provided through your employer. Although your insurance company
- [Can I Get Long-Term Disability Benefits for Ehlers-Danlos Syndrome?](https://bryantlg.com/blog/can-i-get-long-term-disability-benefits-for-ehlers-danlos-syndrome/): Ehlers-Danlos syndrome, a genetic disorder associated with hypermobility, fragile skin, and other symptoms, affects as many as 1 in 5,000 people. While some people experience mild symptoms and relatively minimal day-to-day impairments, others deal with chronic pain and severe medical complications. If your Ehlers-Danlos syndrome symptoms prevent you from doing your job or maintaining gainful
- [What Is Medical Billing Compliance? (And 5 Ways You Can Protect Your Practice)](https://bryantlg.com/blog/what-is-medical-billing-compliance-and-5-ways-you-can-protect-your-practice/): As a healthcare provider, you know that accurate medical billing is critical to your practice’s financial stability. Non-compliance can have serious consequences for your practice, increasing the chances of reimbursement denials, fines, penalties, and in serious cases, even loss of licensure or litigation. However, medical billing compliance is a complex and constantly evolving field. Healthcare
- [How to Appeal a Unum Disability Denial](https://bryantlg.com/blog/how-to-appeal-a-unum-disability-denial/): Unum is one of the largest insurance companies in the United States. According to recent research published by Statista, Unum (along with Unum group companies including Paul Revere Life Insurance Company and Provident) was estimated to be the country’s single largest provider of group long-term disability benefits. In 2021 alone, policyholders paid the company $9.5
- [What to Look for in a Healthcare Reimbursement Attorney](https://bryantlg.com/blog/what-to-look-for-in-a-healthcare-reimbursement-attorney/): Too many healthcare providers know the frustration of fighting with insurance companies over unpaid or underpaid claims. In these situations, an attorney may be able to help—but not just any attorney. Understanding the complexities of the healthcare industry and navigating the process of claims reimbursement generally requires the experience of a healthcare reimbursement attorney. To learn
- [Disability Insurance for Small Business Owners: A Quick Primer on Coverage Options and Claims](https://bryantlg.com/blog/disability-insurance-for-small-business-owners-a-quick-primer-on-coverage-options-and-claims/): Owning a small business requires a substantial investment of time, energy, and money—and no matter how careful you are, things do not always go exactly to plan. An injury or illness that keeps you or a key employee out of action for even a few months could have disastrous consequences for your business, not to
- [Key Person Disability Insurance and Key Person Life Insurance: What Business Owners Need to Know](https://bryantlg.com/blog/key-person-disability-insurance-and-key-person-life-insurance-what-business-owners-need-to-know/): Any good business owner knows that people are a company’s most valuable resource. Making sure you have the right people in the right roles can make or break your company. That is especially true in a small business, where the loss of even one key employee may be enough to shut down an entire department,
- [Why Was My Lincoln Financial Disability Claim Denied?](https://bryantlg.com/blog/why-was-my-lincoln-financial-disability-claim-denied/): With nearly $20 billion in annual revenue (and a net profit of $1.4 billion in 2021), Lincoln Financial Group is easily one of the largest financial services and insurance companies in the United States. And when it acquired Liberty Life Assurance Company of Boston in 2018, it became America’s largest provider of fully insured disability
- [Disability Insurance for High Income Earners: Dealing With Unfair Claim Denials](https://bryantlg.com/blog/disability-insurance-for-high-income-earners-dealing-with-unfair-claim-denials/): According to the Centers for Disease Control, more than 1 out of every 4 American adults live with some form of functional disability. And despite many of the stereotypes that exist about people with disabilities, the truth is that this group of 61 million Americans cuts across all geographic, demographic, and cultural lines. Anyone can
- [Life Insurance Versus Accidental Death and Dismemberment: Do You Need Both?](https://bryantlg.com/blog/life-insurance-versus-accidental-death-and-dismemberment-do-you-need-both/): If you have loved ones who depend on you for financial support, purchasing or enrolling in the right insurance coverage can provide crucial security and peace of mind. Even if something happens to you, your family should not have to worry about paying for education, keeping the house, or other needs. Traditionally, life insurance policies
- [What to Look for in a Prudential Long-Term Disability Lawyer](https://bryantlg.com/blog/what-to-look-for-in-a-prudential-long-term-disability-lawyer/): The Prudential Insurance Company of America or Prudential Financial (often called “Prudential” for short) is one of the world’s largest and most successful financial services and insurance companies. Although the company is best known for offering life insurance and investment planning services, Prudential (via its subsidiary, Prudential Insurance Company of America) takes in an estimated
- [What Medical Conditions Qualify for Long-Term Disability?](https://bryantlg.com/blog/what-medical-conditions-qualify-for-long-term-disability/): Getting approved for long-term disability (LTD) benefits can be a difficult and frustrating process. Policyholders often struggle to figure out what medical conditions are covered, what conditions are excluded, and how severe symptoms have to get before the insurance company will approve the claim. You should not feel bad if you find it hard or
- [Does Cancer Qualify for Long-Term Disability? A Claimant’s Guide](https://bryantlg.com/blog/cancer-and-disability-insurance-a-claimants-guide/): Getting a cancer diagnosis is an incredibly stressful, difficult, and devastating experience. While doctors are learning more about cancer and mortality for most forms of cancer is dropping, you may have a hard time understanding your outlook and options while you fight the disease. On top of that, the process of getting long-term disability benefits
- [Are Migraines a Disability? Getting Long-Term Disability for Migraines](https://bryantlg.com/blog/are-migraines-a-disability-getting-long-term-disability-for-migraines/): If you are one of the estimated 12 percent of Americans who get migraine headaches at least occasionally, you know exactly how painful, debilitating, and frustrating they can be. Health experts, including those at the World Health Organization, have ranked migraine headaches as one of the most disabling medical conditions. The statistics are grim. Most

## Pages
- [Chicago Disability Attorneys Representing Lawyers](https://bryantlg.com/who-we-work-with/lawyers/): BRYANT LEGAL GROUP With our extensive experience in disability claims, we can advise you whether or not your disability benefits are governed by ERISA. If your benefit claims are not governed by ERISA, we can guide you through the claims and appeals processes. We are able to advise you on what state law will apply
- [Chicago Insurance Lawyer Serving Athletes With Disabling Injuries](https://bryantlg.com/who-we-work-with/athletes/): BRYANT LEGAL GROUP With our extensive experience in disability claims, we can advise you whether or not your disability benefits are governed by ERISA. If your benefit claims are not governed by ERISA, we can guide you through the claims and appeals processes. We are able to advise you on what state law will apply
- [Chicago Disability Lawyers Serving Business Owners](https://bryantlg.com/who-we-work-with/business-owners/): BRYANT LEGAL GROUP With our extensive experience in disability claims, we can advise you whether or not your disability benefits are governed by ERISA. If your benefit claims are not governed by ERISA, we can guide you through the claims and appeals processes. We are able to advise you on what state law will apply
- [Chicago Disability Attorneys Help Executives](https://bryantlg.com/who-we-work-with/executives/): BRYANT LEGAL GROUP With our extensive experience in disability claims, we can advise you whether or not your disability benefits are governed by ERISA. If your benefit claims are not governed by ERISA, we can guide you through the claims and appeals processes. We are able to advise you on what state law will apply
- [Chicago Disability Attorneys Representing Doctors and Health Care Professionals](https://bryantlg.com/who-we-work-with/doctors-and-other-health-care-professionals/): BRYANT LEGAL GROUP With our extensive experience in disability claims, we can advise you whether or not your disability benefits are governed by ERISA. If your benefit claims are not governed by ERISA, we can guide you through the claims and appeals processes. We are able to advise you on what state law will apply
- [Chicago Disability Attorneys Representing Dentists](https://bryantlg.com/who-we-work-with/dentists/): BRYANT LEGAL GROUP With our extensive experience in disability claims, we can advise you whether or not your disability benefits are governed by ERISA. If your benefit claims are not governed by ERISA, we can guide you through the claims and appeals processes. We are able to advise you on what state law will apply
- [A Claimant’s Guide to UNUM Claims and Tactics](https://bryantlg.com/ebooks/a-claimants-guide-to-unum-claims-and-tactics/): BRYANT LEGAL GROUP Assisting With Appeals and Contentions If you’re insured with long-term disability insurance and are suffering from a serious injury, illness, or other condition that is impacting on your ability to perform the duties of your occupation, you may be entitled to benefits under the terms of your plan. Unfortunately, insurance carriers often
- [Your Disability Insurance Claim Roadmap](https://bryantlg.com/ebooks/your-disability-insurance-claim-roadmap/): BRYANT LEGAL GROUP Assisting With Appeals and Contentions If you’re insured with long-term disability insurance and are suffering from a serious injury, illness, or other condition that is impacting on your ability to perform the duties of your occupation, you may be entitled to benefits under the terms of your plan. Unfortunately, insurance carriers often
- [The Doctor’s Disability Insurance Appeals Handbook](https://bryantlg.com/ebooks/the-doctors-disability-insurance-appeals-handbook/): BRYANT LEGAL GROUP Assisting With Appeals and Contentions If you’re insured with long-term disability insurance and are suffering from a serious injury, illness, or other condition that is impacting on your ability to perform the duties of your occupation, you may be entitled to benefits under the terms of your plan. Unfortunately, insurance carriers often
- [How Much Is Your Long-Term Disability Claim Worth?](https://bryantlg.com/ebooks/how-much-is-your-long-term-disability-claim-worth/): BRYANT LEGAL GROUP Assisting With Appeals and Contentions If you’re insured with long-term disability insurance and are suffering from a serious injury, illness, or other condition that is impacting on your ability to perform the duties of your occupation, you may be entitled to benefits under the terms of your plan. Unfortunately, insurance carriers often
- [How to Appeal a Long-Term Disability Termination](https://bryantlg.com/ebooks/how-to-appeal-a-long-term-disability-termination/): BRYANT LEGAL GROUP Assisting With Appeals and Contentions If you’re insured with long-term disability insurance and are suffering from a serious injury, illness, or other condition that is impacting on your ability to perform the duties of your occupation, you may be entitled to benefits under the terms of your plan. Unfortunately, insurance carriers often
- [Do I Need Long-Term Disability Insurance?](https://bryantlg.com/ebooks/do-i-need-long-term-disability-insurance/): BRYANT LEGAL GROUP Assisting With Appeals and Contentions If you’re insured with long-term disability insurance and are suffering from a serious injury, illness, or other condition that is impacting on your ability to perform the duties of your occupation, you may be entitled to benefits under the terms of your plan. Unfortunately, insurance carriers often
- [A Step-By-Step Guide to Long-Term Disability for Depression and Anxiety](https://bryantlg.com/ebooks/a-step-by-step-guide-to-long-term-disability-for-depression-and-anxiety/): BRYANT LEGAL GROUP Assisting With Appeals and Contentions If you’re insured with long-term disability insurance and are suffering from a serious injury, illness, or other condition that is impacting on your ability to perform the duties of your occupation, you may be entitled to benefits under the terms of your plan. Unfortunately, insurance carriers often
- [Functional Capacity Evaluations and Long-Term Disability A Claimant’s Guide](https://bryantlg.com/ebooks/functional-capacity-evaluations-and-long-term-disability-a-claimants-guide/): BRYANT LEGAL GROUP Assisting With Appeals and Contentions If you’re insured with long-term disability insurance and are suffering from a serious injury, illness, or other condition that is impacting on your ability to perform the duties of your occupation, you may be entitled to benefits under the terms of your plan. Unfortunately, insurance carriers often
- [Ebooks](https://bryantlg.com/ebooks/): Practical legal guidance, distilled into ebooks you can actually use. Download your free guide and get clear answers to the questions clients ask us most.
- [Who We Work With](https://bryantlg.com/who-we-work-with/): BRYANT LEGAL GROUP Physician and Medical Practice Legal Services Medical practices are specialized businesses that require specialized legal representation. They have all the legal challenges of conventional businesses, with the additional and demanding challenges of operating in a tightly-regulated industry.  Our physician and medical practice attorneys can assist their clients with every aspect of their
- [Newsletter](https://bryantlg.com/newsletter/): BRYANT LEGAL GROUP Disability insurance claimants — whether the policyholder is in a short-term or long-term disability plan — may find that their insurer is willing to “buy them out” of their benefits contract and in order to avoid paying benefits into the future. This tactic (in which the claimant is paid a lump sum amount) is often referred to
- [Submit a Review](https://bryantlg.com/submit-a-review/): It will be greatly appreciated if you could post your online review about how our legal services have actually helped you and your legal case. Below are several recognized and authority websites that allow client reviews to be posted online.
- [Jennifer Danish](https://bryantlg.com/our-team/jennifer-danish/): Managing Partner
- [David A. Bryant](https://bryantlg.com/our-team/david-a-bryant/): Partner
- [Andrew B. Bryant](https://bryantlg.com/our-team/andrew-b-bryant/): Of Counsel
- [Long-Term Disability Denials](https://bryantlg.com/long-term-disability-denials/): BRYANT LEGAL GROUP Understand Your Legal Options With Help From a Chicago Short-Term Disability Insurance Attorney Disability insurance benefits, short-term and otherwise, are often denied by private insurance carriers, even when the benefits claim is legitimate and reasonably well-supported by the evidence. This can be quite confusing for first-time disability claimants who don’t fully understand
- [Bryant Legal Group PC Annual College Scholarship](https://bryantlg.com/bryant-legal-group-pc-annual-college-scholarship/): BRYANT LEGAL GROUP Disability insurance claimants — whether the policyholder is in a short-term or long-term disability plan — may find that their insurer is willing to “buy them out” of their benefits contract and in order to avoid paying benefits into the future. This tactic (in which the claimant is paid a lump sum amount) is often referred to
- [Long-Term Disability Benefits](https://bryantlg.com/practice-areas/long-term-disability-benefits/): BRYANT LEGAL GROUP Physician and Medical Practice Legal Services Medical practices are specialized businesses that require specialized legal representation. They have all the legal challenges of conventional businesses, with the additional and demanding challenges of operating in a tightly-regulated industry.  Our physician and medical practice attorneys can assist their clients with every aspect of their
- [Chicago ERISA Benefits Lawyer](https://bryantlg.com/practice-areas/chicago-erisa-benefits-lawyer/): BRYANT LEGAL GROUP Physician and Medical Practice Legal Services Medical practices are specialized businesses that require specialized legal representation. They have all the legal challenges of conventional businesses, with the additional and demanding challenges of operating in a tightly-regulated industry.  Our physician and medical practice attorneys can assist their clients with every aspect of their
- [Chicago Short-Term Disability Attorneys](https://bryantlg.com/practice-areas/chicago-short-term-disability-attorneys/): BRYANT LEGAL GROUP Physician and Medical Practice Legal Services Medical practices are specialized businesses that require specialized legal representation. They have all the legal challenges of conventional businesses, with the additional and demanding challenges of operating in a tightly-regulated industry.  Our physician and medical practice attorneys can assist their clients with every aspect of their
- [Physician Disability Insurance](https://bryantlg.com/practice-areas/physician-and-medical-practice/physician-disability-insurance/): BRYANT LEGAL GROUP Physician and Medical Practice Legal Services Medical practices are specialized businesses that require specialized legal representation. They have all the legal challenges of conventional businesses, with the additional and demanding challenges of operating in a tightly-regulated industry.  Our physician and medical practice attorneys can assist their clients with every aspect of their
- [Insurance Litigation](https://bryantlg.com/practice-areas/insurance-litigation/): BRYANT LEGAL GROUP Physician and Medical Practice Legal Services Medical practices are specialized businesses that require specialized legal representation. They have all the legal challenges of conventional businesses, with the additional and demanding challenges of operating in a tightly-regulated industry.  Our physician and medical practice attorneys can assist their clients with every aspect of their
- [Long-Term Care Claims](https://bryantlg.com/practice-areas/long-term-care-claims/): BRYANT LEGAL GROUP Physician and Medical Practice Legal Services Medical practices are specialized businesses that require specialized legal representation. They have all the legal challenges of conventional businesses, with the additional and demanding challenges of operating in a tightly-regulated industry.  Our physician and medical practice attorneys can assist their clients with every aspect of their
- [Private Disability Insurance Policies](https://bryantlg.com/practice-areas/insurance-litigation/private-disability-insurance-policies/): BRYANT LEGAL GROUP Disability insurance disputes can vary considerably, depending on the insurance policy at issue and the carrier involved in the dispute. For example, if you purchased a private disability insurance policy in which the definition of a disability under the policy is “own occupation” based, then you will likely have an easier time proving that
- [Physician and Medical Practice](https://bryantlg.com/practice-areas/physician-and-medical-practice/): BRYANT LEGAL GROUP Physician and Medical Practice Legal Services Medical practices are specialized businesses that require specialized legal representation. They have all the legal challenges of conventional businesses, with the additional and demanding challenges of operating in a tightly-regulated industry.  Our physician and medical practice attorneys can assist their clients with every aspect of their
- [Bad Faith Insurance Claims](https://bryantlg.com/practice-areas/insurance-litigation/bad-faith-insurance-claims/): BRYANT LEGAL GROUP Representing Policyholders in Chicago, Illinois With Bad Faith Insurance Claims When you purchase an insurance policy you expect that your insurance company will treat you fairly should you ever need to file a claim. Unfortunately, the harsh reality is that insurance companies often refuse to play by the rules when it comes time
- [Life Insurance Denial](https://bryantlg.com/practice-areas/insurance-litigation/life-insurance-denial/): BRYANT LEGAL GROUP Helping Chicago Policyholders Who Have Been Denied Life Insurance Benefits Life insurance policies are legal contracts which are meant to protect others after a person has passed away. These policies not only serve as a means of support for the deceased’s dependents, they often provide much-needed money to cover funeral costs, taxes,
- [Life Insurance Policies and Claims](https://bryantlg.com/practice-areas/insurance-litigation/life-insurance-policies-claims/): BRYANT LEGAL GROUP Helping Clients Navigate Life Insurance Policies and Claims Life insurance is meant to give you peace of mind by providing financial support to your family when you pass away. Unfortunately, in many cases, recovering the benefits due under a life insurance contract can prove to be an extraordinarily challenging process. Life insurance
- [Types of Short and Long Term Disabilities Covered](https://bryantlg.com/practice-areas/types-short-long-term-disabilities-covered/): BRYANT LEGAL GROUP Short and long term disability coverage can vary quite significantly, and in fact, often differ to such a degree that insured disability claimants who qualify for benefits under one plan may be denied benefits under another plan. Disability policyholders may be confused or even surprised by the possibility that their claim will “fall
- [Applying for Long-Term Disability Benefits](https://bryantlg.com/practice-areas/applying-for-long-term-disability-benefits/): BRYANT LEGAL GROUP Understand Your Legal Options With Help From a Chicago Long-Term Disability Insurance Attorney If you’re unable to work due to a severe injury, illness, or medical condition, you may be entitled to long-term disability benefits from your private disability insurer — whether that coverage was purchased independently or provided through an employer-sponsored
- [Applying for Short-Term Disability Benefits](https://bryantlg.com/practice-areas/applying-for-short-term-disability-benefits/): BRYANT LEGAL GROUP Understand Your Legal Options With Help From a Chicago Short-Term Disability Insurance Attorney Disability insurance benefits, short-term and otherwise, are often denied by private insurance carriers, even when the benefits claim is legitimate and reasonably well-supported by the evidence. This can be quite confusing for first-time disability claimants who don’t fully understand
- [Long-Term Disability Claims and Appeals](https://bryantlg.com/practice-areas/long-term-disability-benefits/claims-and-appeals/): BRYANT LEGAL GROUP Assisting With Appeals and Contentions If you’re insured with long-term disability insurance and are suffering from a serious injury, illness, or other condition that is impacting on your ability to perform the duties of your occupation, you may be entitled to benefits under the terms of your plan. Unfortunately, insurance carriers often
- [Group Insurance Disability](https://bryantlg.com/practice-areas/insurance-litigation/group-insurance-disability/): BRYANT LEGAL GROUP In Illinois, and elsewhere, group long-term disability insurance benefits — provided through an employer-sponsored disability plan — are quite common, though many insureds do not understand the rights they are granted under such coverage and how that may affect their ability to challenge a claim denial. If you have had your group insurance
- [Appealing Denied Private Disability Insurance Claims](https://bryantlg.com/practice-areas/insurance-litigation/appealing-denied-private-disability-insurance-claims/): BRYANT LEGAL GROUP Despite the fact that the severity of your condition and its disabling effects may seem obvious to you, the insurer requires you to jump through various hoops in order to obtain the benefits owed under the policy. If you have had a private disability benefits claim denied, then it’s important that you get