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ERISA Claims and Exhausting Administrative Remedies: What You Need to Know

May. 26, 2020
rocess, and a single mistake can have serious consequences. Unfortunately, many disabled people don’t fully understand how ERISA claims work.In this article, our experienced disability insurance lawyers outline the basics of an...
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Get Your Short-Term Disability Approved: 5 Ways to Improve Your Application

May. 19, 2020
dical condition, you may be eligible for short-term disability benefits. However, applying for disability insurance benefits isn’t as simple a process as you might imagine; it takes precision and a comprehensive...
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How to Prove Long-Term Disability in an ERISA Claim

May. 12, 2020
im, they will investigate and look for reasons to deny or limit your benefits. You need to anticipate this investigation, which is why a successful long-term or short-term disability application...
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Can I Get Long-Term Disability Due to Coronavirus?

May. 8, 2020
ses of coronavirus in Illinois, with over 8,500 of those cases occurring in Chicago. Thankfully, in our state, only 3% of people diagnosed with COVID-19 have died from the disease or complications. However, many...
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Can Obesity Impact My Disability Insurance Claim?

May. 5, 2020
unately, being overweight or obese can increase your risk for or worsen many other health conditions, including arthritis and heart disease. This has many disability insurance companies worried: how do...
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How Does Short-Term Disability Insurance Work?

April. 28, 2020
medical condition, you may be eligible for short-term disability benefits. Many people think that getting short-term disability is a simple process and are surprised when issues come up that lead...
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What Does “Regular Occupation” Mean in an ERISA Plan?

April. 16, 2020
ability” can vary drastically depending on the terms and conditions of their long-term disability (LTD) plan. Almost every Employee Retirement Income Security Act (ERISA) plan defines “disability” as a medically-documented...
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Why Does Federal Law Apply to My Disability Insurance Claim?

April. 14, 2020
ly noticed that the process varies depending on whether federal or Illinois law applies to your case. For example, under Illinois law, you can request a jury trial in a...
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Is Someone Watching Me? LTD Claims and Surveillance

April. 9, 2020
ke you’re under intense scrutiny. The insurance company may ask you the same questions a dozen different ways. It may send you to a medical exam. The adjuster may even...
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Schizophrenia, Schizoaffective Disorder, and Disability Insurance: A Claimant’s Guide

April. 7, 2020
ng. However, many people with these conditions can live independently, although they sometimes need support from loved ones and others. If you or a loved one can no longer work...
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How Long Do I Have to Wait for a Disability Insurance Decision?

March. 31, 2020
e insurance company may take what seems like forever to make a decision. The company might repeatedly send you forms, ask for more information, or even go silent and stop...
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