Blog

Spinal Stenosis and Long-Term Disability: A Claimant’s Guide

February. 1, 2021
of your day bending, stooping, twisting, pushing, and reaching. This daily wear and tear can add up over time, causing spinal stenosis and other degenerative issues in your back. However,...
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What to Look for in a UNUM Long-Term Disability Lawyer

January. 25, 2021
mpany and Paul Revere Life Insurance Company, have earned a reputation for prioritizing profits over people. The company takes an aggressive approach to its claims, often trying to force claimants...
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Spinal Cord Stimulators and Disability: Do I Qualify for LTD?

January. 5, 2021
, you may be willing to try anything to alleviate your symptoms. From physical therapy and surgeries to chronic pain management, doctors have a wide variety of treatment options that...
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Attorney inquiring about the status of a disability insurance claim

Why Does It Take So Long to Get Disability Insurance Benefits? Look Out for Bad Faith

January. 5, 2021
imes delays are justified and inevitable—it can take time to collect and evaluate all of your medical records and other evidence. However, not all delays are so innocent. Occasionally, insurance...
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What Is a COLA Rider and Do I Need One on My Disability Insurance Policy?

December. 29, 2020
due to inflation and the evolving cost of living. However, when you’re considering your disability insurance options, you might not assess how far your monthly benefit will go in five to...
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Arthritis, Hand Pain, and Disability Insurance: A Claimant’s Guide

December. 28, 2020
ions, or vibration can take a toll on your body. As we age, studies show that we’re more likely to develop hand arthritis and pain—and if you’re a dentist, surgeon,...
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How Long Can You Stay on Long-Term Disability? It Depends

December. 22, 2020
e a financial lifeline helping make up for your lost income. However, do you know how long those monthly benefit checks will last? As you plan for your future, you...
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Will Volunteering Impact My Long-Term Disability Benefits?

December. 22, 2020
ves or even prepare them for re-entry into the workforce. Unfortunately, insurance companies sometimes use volunteer activities as an excuse to terminate long-term disability (LTD) benefits. How do you balance your...
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Liver  Disease and Disability Insurance: A Claimant’s Guide 

November. 25, 2020
the Centers for Disease Control and Prevention, 4.5 million Americans have a diagnosed liver disease, and roughly 42,000 people die every year as a result.  If you or someone you love is suffering from...
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Disability Insurance Exclusions: We Answer Your FAQs

November. 20, 2020
, you assume everything will go smoothly. Unfortunately, even if you hand-picked your policy’s terms and conditions, you may discover that exclusions and limitations can impact your short-term and long-term...
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Will Illinois’ Courts Enforce a One-Sided Insurance Contract?

November. 19, 2020
nsurance, you may sometimes find that the insurer has an unreasonable amount of power over you — perhaps more than you anticipated when you purchased the policy years before. This issue...
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