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In Illinois, and throughout the country, the nature of the insurance business — whether in the health insurance, property insurance, business liability insurance, or disability insurance contexts — is to...

As a long-term disability (LTD) insurance policyholder, you may find yourself in a particularly vulnerable position.  Despite the fact that you have been rendered disabled, your insurer may delay, undervalue,...

If your short-term term or long-term disability insurance plan includes any potential vulnerabilities, that’s okay — you are not without options.  Illinois law requires that ambiguous provisions be interpreted in...

Business overhead expense (BOE) disability insurance — otherwise known as business expense insurance — serves as replacement “resources” in the event that the policyholder is disabled and is rendered incapable...