Blog

Can the Long-Term Disability Insurance Company Take My Social Security Backpay?

August. 6, 2019
If you’re on long-term disability (LTD), your insurance company might encourage you to apply for Social Security disability benefits. The company may even offer to connect you with a representative who will...
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Can Your Social Media Feed Hurt Your Disability Insurance Claim?

July. 23, 2019
During a long-term disability (LTD) claim, you may worry that private investigators are watching your every move, but it might surprise you that most of this surveillance occurs online. Today, disability...
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UNUM Disability Claims: 4 Things You Need to Know

July. 9, 2019
Almost every day, we speak with people who have questions about their UNUM long-term disability claims. Unfortunately, that insurance company has a reputation for mishandling disability claims and unfounded benefits denials....
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TBI and Disability Insurance: A Claimant’s Guide

July. 2, 2019
Over the past several years, public awareness of traumatic brain injuries (TBI) has dramatically increased. While this awareness is leading to earlier diagnoses and proactive treatment, TBI is still a...
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Heart Disease and Long-Term Disability Insurance: A Claimant’s Guide

June. 25, 2019
If you’re living with heart disease and struggling to maintain steady employment, you’re not alone. Every 40 seconds, someone in the United States has a heart attack. Nationwide, we lose...
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Stroke and Disability Insurance: A Claimant’s Guide, FAST for Stroke

June. 18, 2019
Someone in the United States experiences a stroke every 40 seconds. During a stroke, survivors can suffer permanent brain damage that negatively impacts their ability to think, move, communicate, and...
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COPD and Disability Insurance: A Claimant’s Guide

June. 11, 2019
COPD can make even simple activities like walking to your mailbox difficult. While you may be painfully aware of how COPD and other breathing conditions impact your life, many people...
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What Is a Functional Capacity Evaluation?

June. 4, 2019
Your inability to work is the key issue in a long-term disability claim. If you have physical limitations, a functional capacity evaluation (FCE) may help the insurance company gauge your ability...
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Autoimmune Disease and Disability Insurance: A Claimant’s Guide

May. 28, 2019
Dealing with autoimmune disease can feel like you’re fighting a battle no one can see. Conditions like lupus, rheumatoid arthritis, inflammatory bowel disease, and others can silently cause life-changing symptoms...
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Degenerative Disc Disease and Disability Insurance: A Claimant’s Guide 

May. 14, 2019
Chronic back pain can make it difficult to do everyday things like walking, lifting, or even focusing on a task. If you’re unable to work because of degenerative disc disease...
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5 Essential Questions You Should Ask a Disability Insurance Lawyer

May. 7, 2019
Filing a disability insurance claim is a complex process that can have life-changing results, and hiring the right lawyer is crucial to your claim. However, not all disability lawyers share the same priorities or approaches. If you are...
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