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Top Reasons Why UNUM Denied Your LTD Claim

January. 9, 2020
If you received a long-term disability denial (LTD) from UNUM, you’re not alone. Considered by many ERISA lawyers as the worst LTD insurer, UNUM sometimes uses aggressive and unfair tactics to reduce the number...
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Helpful Disability Claim Tips From Our ERISA Lawyers

January. 9, 2020
Filing for disability insurance benefits can be a difficult decision, especially when you love your profession. However, when you’re unable to work due to an illness, injury, or chronic condition, short...
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When Should I Take a Disability Insurance Settlement or Buyout?

December. 23, 2019
When you’re in the middle of a long-term disability (LTD) or ERISA dispute, the insurance company might offer you a settlement or buyout. While this offer might seem generous (and tempting) at first,...
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Why Vocational Experts Can Make a Difference in LTD Claims

December. 17, 2019
During a long-term disability (LTD) claim, your medical records and history get a lot of attention. Your lawyer and the insurance company will pore over every diagnosis, test, and recommendation in...
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What Is Health Insurance Bad Faith?

December. 12, 2019
Insurance companies and their insureds do not interact on a level playing field. The balance of power favors big business. However, when these companies unreasonably deny healthcare claims, they can...
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Andrew B. Bryant

HIV, AIDS, and Disability Insurance: A Claimant’s Guide

December. 10, 2019
If you’re one of the estimated 1.1 million people living with HIV and AIDS in the United States, you know that medical advances have significantly improved your treatment options and...
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How Will the Court Review My Long-Term Disability Case?

December. 5, 2019
Unlike some states, Illinois law requires that federal courts apply a de novo standard of review in long-term disability (LTD) claims if the coverage was issued or offered in Illinois. Judges can...
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Common Reasons for Denial of Short-Term Disability Benefits

December. 3, 2019
In the short-term disability insurance context, it’s rather common for disability claimants to feel as though their insurer is mishandling their claim — and this belief is certainly not formed...
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Watch Out for These 4 Tactics in Your Prudential Disability Insurance Claim

November. 26, 2019
Preparing your disability insurance claim with Prudential Insurance Company of America (Prudential) can be complicated, nerve-wracking, and essential to your future. Unfortunately, this process can go very wrong through no fault of...
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“Self-Reported” Symptoms: How to Fight Back With Medical Evidence

November. 19, 2019
If you’re living with a disabling condition, you probably have a long list of symptoms that don’t show up on an x-ray or MRI. These might include fatigue, nausea, chronic...
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Nerve Damage and Disability Insurance: A Claimant’s Guide

November. 12, 2019
While only an inconvenience for some, neuropathy can be debilitating for others. Unfortunately, peripheral nerve disorders — such as Guillain-Barre syndrome, carpal tunnel syndrome, and diabetic neuropathy — are sometimes...
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