Category: Insurers

What Does a “Full and Fair Review” Mean Under ERISA?

Mar 25, 2020 | Blog |

In 2018, a new Department of Labor (DOL) rule went into effect, clarifying your right to a “full and fair review” under ERISA. While you may not have noticed the change, it dramatically impacted how companies and insurers must handle short-term and long-term disability claims. In this article, our team of disability insurance lawyers explains your essential rights during a disability insurance appeal and discusses what you should do if violations occur. ERISA §503: Disability Claimants Must Receive a “Full and Fair Review” The Employee Retirement Income Security Act of 1974 (ERISA) guarantees all disability claimants a full and fair […]

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Can I Get Disability Insurance Benefits for Coronavirus?

Mar 24, 2020 | Blog |

 In 2019, none of us worried about social distancing or flattening the curve of a global pandemic. Unfortunately, the novel coronavirus dramatically changed our lives in a matter of months. Many of us are still coming to terms with our new reality. In this article, our disability insurance lawyers at Bryant Legal Group discuss the coronavirus and explain when you can file a claim for either short-term or long-term disability benefits. What We Know About the Novel Coronavirus Information and guidance from healthcare professionals on how to respond to the COVID-19 pandemic is changing by the moment. Bryant Legal […]

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Parkinson’s Disease and Disability Insurance: A Claimant’s Guide

Mar 19, 2020 | Blog |

Approximately 60,000 Americans receive a Parkinson’s disease (PD) diagnosis each year. In 2016, there were around 30,000 people in Illinois living with PD, and studies show that the prevalence of the disease is increasing throughout the United States. As a progressive neurodegenerative disease, PD is a chronic condition that worsens over time. While you may be able to work for a few years after the onset of your condition, you will inevitably require both life care and financial help once your condition progresses to later stages. Even if you already have long-term disability insurance (LTD), you may need help filing […]

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Disability Insurance in a Nutshell

Mar 17, 2020 | Blog |

If you search “disability insurance” or “long-term disability” online, you’ll find a mishmash of information that talks about employer-sponsored insurance plans, private policies, and Social Security benefits. Some of this information may apply to your situation, but much of it will seem confusing and even contradictory. Sorting everything out can seem almost impossible. At Bryant Legal Group, we want to help. Our team of respected lawyers takes a practical approach to disability insurance claims and deeply values client education. In this article, we’ll explain the essentials of disability insurance. What Is Disability Insurance? Disability insurance provides a monthly benefit if […]

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Inflammatory Bowel Disease and Disability Insurance: A Claimant’s Guide

Mar 11, 2020 | Blog |

The symptoms and uncertainty associated with inflammatory bowel disease (IBD) can turn your life upside down. If you’re unable to work due to your ulcerative colitis or Crohn’s disease, you may be eligible for long-term disability benefits. However, the process of getting benefits can feel overwhelming — especially during a flare. At Bryant Legal Group, we guide people through their complex disability insurance claims and help them get the benefits they deserve. In this article, we discuss the essentials of IBD-related disability claims. What Is Inflammatory Bowel Disease? IBD is a category of diseases that cause inflammation and damage in […]

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What Does a Physician Consultant Do in a Disability Insurance Claim?

Mar 5, 2020 | Blog |

At some point during a long-term disability insurance claim, the insurance company may ask a physician consultant to evaluate your case and medical records. When you get this notice, it can lead to worries that your LTD benefits are in danger. You may also wonder how this doctor who has never met you or examined you in person can provide a valid assessment of your claim. In this article, we’ll discuss the “peer review” process used by physician consultants and explain whether you should be worried when one gets involved in your claim. Keep reading to learn more. What Does […]

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Strengthen Your Principal Disability Insurance Claim in 5 Simple Steps

Feb 25, 2020 | Blog |

Principal was founded more than 140 years ago and offers insurance and financial management services in more than 80 countries and territories. It is the third-largest provider of group insurance benefits, including disability insurance, in the United States. A Fortune 500 company, Principal reported more than $14 billion in total revenue in 2018. How did Principal grow from a tiny life insurer in Des Moines, Iowa to one of the world’s largest financial management and insurance companies? While many factors come into play, the company is laser-focused on profitability, cutting costs, and shareholder dividends. Unfortunately, this means Principal takes an […]

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Seizures and Disability Insurance: A Claimant’s Guide

Feb 11, 2020 | Blog |

About 3.4 million people live with epilepsy in the United States, which makes recurrent seizures our nation’s fourth most common neurological disorder. But even though epilepsy isn’t rare, living with the disorder can make you feel like no one understands its profound impact on your ability to live and work. At Bryant Legal Group, we want to help. Our team of experienced disability insurance attorneys guides people with epilepsy and other seizure disorders through their complex insurance claims. Keep reading to learn more about epilepsy-based insurance claims and find out your options for benefits. What Are Seizures and What Causes […]

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3 Things You Need to Know About Voluntary Benefit Plans

Feb 5, 2020 | Insurers |

3 Things You Need to Know About Voluntary Benefit Plans If your insurance company has denied your voluntary benefit claim, you’re probably getting a lot of conflicting advice. One person might tell you that you need to file an appeal with the insurance company, while another will insist that you should file a lawsuit in an Illinois court. Meanwhile, your employer will probably refuse to help you with your insurance claim — referring you to your insurer or broker instead. At Bryant Legal Group, we want to clarify the confusing world of voluntary benefit plans, so we wrote this blog […]

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Bipolar Disorder and Disability Insurance: A Claimant’s Guide

Jan 28, 2020 | Insurers |

According to the World Health Organization, bipolar disease is the seventh most disabling condition in the world. If you’re among the estimated 5.7 million Americans suffering with bipolar, it might be difficult (or even impossible) to maintain consistent employment due to your symptoms.   At Bryant Legal Group, we help people with bipolar disorder get the disability insurance benefits they deserve. In this article, we explain the essentials of bipolar disorder and how to strengthen your disability insurance claim.  What Is Bipolar Disorder?  Bipolar disorder is a psychological disorder involving episodes of mania and depression. During a manic episode, you might experience euphoria, insomnia, and poor concentration. You might also be prone to reckless actions, such […]

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Bryant Legal Group - Chicago Healthcare and Disability Attorneys


"Mr Bryant, his partner Jennifer Danish and associate Steve Jackson were efficient, diligent and persistent towards finding a just resolution and favorable outcome for myself and my entire company."

"I used Jennifer Danish for a disability claim. Frustrated that I couldn’t get results myself I found her. She unearthed some issues my doctor did Not notify me of that affect the quality of my life. My end result was positive!"

"Mr. Jackson did an outstanding job in relation to my case. He insured I was. Both prepared as well as informed regarding the hearing. I would highly recommend his skills and personal dedication to the client."

"Though difficult for the obvious reasons, your involvement has made this process infinitely more tolerable. Please know of my sincere appreciation for your efforts. With Very Best Regards,"

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