Category: Blog

Strengthen Your Principal Disability Insurance Claim in 5 Simple Steps

Feb 25, 2020 | Blog |

Principal was founded more than 140 years ago and offers insurance and financial management services in more than 80 countries and territories. It is the third-largest provider of group insurance benefits, including disability insurance, in the United States. A Fortune 500 company, Principal reported more than $14 billion in total revenue in 2018. How did Principal grow from a tiny life insurer in Des Moines, Iowa to one of the world’s largest financial management and insurance companies? While many factors come into play, the company is laser-focused on profitability, cutting costs, and shareholder dividends. Unfortunately, this means Principal takes an […]

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Vision Impairments and Disability Insurance: A Claimant’s Guide

Feb 18, 2020 | Blog |

At least 3.4 million adults in the United States are either legally blind or vision-impaired, and many more struggle with life-changing eye conditions. Although some people can adapt to their vision limitations and work with accommodations, vision impairments rank among the top ten causes of disability, according to the CDC. If you’re struggling with vision loss, you’re not alone. At Bryant Legal Group, we help people with vision impairments fight for their long-term disability insurance (LTD) benefits. In this article, we’ll talk about common causes of vision loss and discuss ways you can bolster your LTD claims. 5 Common Causes […]

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Seizures and Disability Insurance: A Claimant’s Guide

Feb 11, 2020 | Blog |

About 3.4 million people live with epilepsy in the United States, which makes recurrent seizures our nation’s fourth most common neurological disorder. But even though epilepsy isn’t rare, living with the disorder can make you feel like no one understands its profound impact on your ability to live and work. At Bryant Legal Group, we want to help. Our team of experienced disability insurance attorneys guides people with epilepsy and other seizure disorders through their complex insurance claims. Keep reading to learn more about epilepsy-based insurance claims and find out your options for benefits. What Are Seizures and What Causes […]

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Denied by Cigna? Take These 3 Steps to Protect Your Rights

Jan 22, 2020 | Blog |

As one of the country’s largest insurance companies, Cigna offers health insurance, life insurance, and disability insurance products. Unfortunately, Cigna has a long history of denying valid short-term and long-term disability claims. Cigna recently announced the sale of its disability insurance business to New York Life for $6.3 billion, but claimants shouldn’t expect the company’s practices to change anytime soon.  At Bryant Legal Group, our disability insurance lawyers have helped people fight back against unfair denials from Cigna for years. In this article, we’ll outline three essential steps you should take if Cigna denies your disability claim.  Cigna Has a History of Improperly Denying Disability Insurance Claims  Most people associate Cigna with healthcare insurance due to the company’s massive market share in this area. However, Cigna also operates a robust disability insurance business. In 2018, the […]

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What Conditions Automatically Qualify You as Disabled?

Jan 14, 2020 | Blog |

If you’re living with a serious, chronic illness, it’s likely that someone has said, “You have that diagnosis?! You’ll definitely get disability benefits.” While you may appreciate your loved one’s confidence, you may question the accuracy of their statement. Disability insurance companies, like UNUM, Lincoln Financial, and The Hartford, are notorious for denying even legitimate claims for benefits.  As a general rule, insurers look for any possible reason to deny, delay, or undervalue disability insurance claims. However, even though it’s rare, some private disability insurance policies automatically qualify people with certain conditions for benefits. This is a significant advantage and can streamline your long-term disability […]

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Top Reasons Why UNUM Denied Your LTD Claim

Jan 9, 2020 | Blog |

If you received a long-term disability denial (LTD) from UNUM, you’re not alone. Considered by many ERISA lawyers as the worst LTD insurer, UNUM sometimes uses aggressive and unfair tactics to reduce the number of disability insurance claims they pay out.   The Bryant Legal Group team has been fighting UNUM for decades, and we understand how they approach their claims. In this blog, we explain some of the most common excuses its adjusters use to deny legitimate LTD claims.  UNUM Earned Its Reputation Among the Worst Insurers in the U.S.  In 2008, the American Association for Justice (AAJ) reported that, in its opinion, UNUM […]

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Helpful Disability Claim Tips From Our ERISA Lawyers

Jan 9, 2020 | Blog |

Filing for disability insurance benefits can be a difficult decision, especially when you love your profession. However, when you’re unable to work due to an illness, injury, or chronic condition, short and long-term disability benefits can provide financial security and peace of mind. If you’re not sure where to start, Bryant Legal Group wants to help. In this article, we outline several ways you can strengthen your ERISA claims and streamline the application process. Don’t Minimize Your Symptoms When You Talk to a Doctor One of the most important tips is simple: always be honest with your doctors. Your doctor […]

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When Should I Take a Disability Insurance Settlement or Buyout?

Dec 23, 2019 | Blog |

When you’re in the middle of a long-term disability (LTD) or ERISA dispute, the insurance company might offer you a settlement or buyout. While this offer might seem generous (and tempting) at first, you should be cautious. Insurance companies rarely offer a fair settlement in their first offer — and you could lose out on valuable compensation if you accept. In this article, Bryant Legal Group outlines the essentials of disability insurance settlements and when it’s best to accept a lump-sum payment. What Is a Long-Term Disability Settlement or Buyout? When the insurance company approves your LTD claim or a […]

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Why Vocational Experts Can Make a Difference in LTD Claims

Dec 17, 2019 | Blog |

During a long-term disability (LTD) claim, your medical records and history get a lot of attention. Your lawyer and the insurance company will pore over every diagnosis, test, and recommendation in your files. However, there’s more to an LTD claim than medical evidence. Your vocational experience and skills can also dramatically impact your eligibility for LTD benefits. That’s why our experienced disability insurance lawyers frequently work with vocational experts. Why Does the LTD Insurance Company Care About My Work and Education? Disability insurance pays benefits when your medical conditions, illnesses, and injuries prevent you from working. There are two primary […]

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What Is Health Insurance Bad Faith?

Dec 12, 2019 | Blog |

Insurance companies and their insureds do not interact on a level playing field. The balance of power favors big business. However, when these companies unreasonably deny healthcare claims, they can put you in a precarious and vulnerable position. That’s why insurers owe their policyholders a duty of good faith and fair dealing. At Bryant Legal Group, we help people when their health insurers deny legitimate claims, improperly delay benefits, or otherwise act in bad faith. In this article, we outline everything you need to know about health insurance bad faith claims. When Does a Health Insurer Act in Bad Faith? […]

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Bryant Legal Group - Chicago Healthcare and Disability Attorneys

Testimonials

"Mr Bryant, his partner Jennifer Danish and associate Steve Jackson were efficient, diligent and persistent towards finding a just resolution and favorable outcome for myself and my entire company."

"I used Jennifer Danish for a disability claim. Frustrated that I couldn’t get results myself I found her. She unearthed some issues my doctor did Not notify me of that affect the quality of my life. My end result was positive!"

"Mr. Jackson did an outstanding job in relation to my case. He insured I was. Both prepared as well as informed regarding the hearing. I would highly recommend his skills and personal dedication to the client."

"Though difficult for the obvious reasons, your involvement has made this process infinitely more tolerable. Please know of my sincere appreciation for your efforts. With Very Best Regards,"

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