Category: Blog
We have learned a lot about COVID-19: how it is transmitted, how we can fight the disease, and who is most at risk. However, we are only just beginning to understand how the virus affects our bodies over the long term. If you are one of the roughly 30% of coronavirus patients who are living with long COVID or post-COVID symptoms, you might be eligible for long-term disability insurance benefits. In this article, our team explores some of the emerging research regarding long haul Covid and your options if you can no longer work due to the disease. COVID-19 Can […]
Not Returning to Work After Short-Term Disability? What You Need to Know
Jun 30, 2021 | Blog | ShareMost people expect that they will recover quickly after a surgery, unexpected illness, or injury. They file a claim for short-term disability assuming that they will soon be back to work. Unfortunately, sometimes things aren’t that simple. Most short-term disability plans only pay monthly benefits for 6-12 months. If medical complications or other issues keep you away from work for longer, you will need to consider other options, like long-term disability insurance. In this article, the experienced attorneys at Bryant Legal Group outline common next steps when your disability lasts longer than your short-term disability coverage. Not All Disabilities Are […]
“Own Occupation” Disability Insurance Policies: A Guide for Doctors
Jun 10, 2021 | Blog | ShareYou have probably heard that doctors and other medical professionals should invest in “own occupation” disability insurance. However, many physicians do not realize that insurers sometimes include loopholes and unfavorable terms in their private disability insurance policies—which are sometimes discovered only after you file for short-term or long-term disability. In this blog, our disability insurance lawyers outline three things you should look out for in your policy. We will also suggest ways to improve your chances of getting the benefits you deserve. What Is an “Own Occupation” Disability Policy? Most private insurance policies include one of the following definitions of […]
Long-Term Disability: Dentists Should Take a Proactive Approach
Jun 9, 2021 | Blog | ShareWhen was the last time you reviewed your long-term disability (LTD) coverage? If you’re like most dental professionals, it’s been a while—and there’s a good chance you’ve outgrown your coverage. The COVID-19 pandemic has painfully reminded us how an unexpected pause in your practice can be catastrophic. That’s why I’m encouraging you to review your policy and take a proactive approach to disability planning. Dentists Face a High Likelihood of Disability Dentistry takes a toll on your body. Even if you’re not stooping all day, research shows that a dentist’s static posture, use of hand tools, repetitive motions, stress, and […]
Pregnancy and Disability Insurance: Are You Prepared?
May 21, 2021 | Blog | ShareFor many women, pregnancy is one of their first encounters with disability insurance. If your state or employer doesn’t provide for paid maternity leave, there’s a good chance you will end up filing for short-term disability insurance benefits. And, if you suffer complications that make it difficult to return to work, you could also qualify for long-term disability benefits. So, while you are researching childcare options, preparing the nursery, and looking for a pediatrician for your new baby, it is also worth checking your disability insurance policies. In this article, our respected disability attorneys explain how disability insurance for pregnancy […]
If you are filing a claim for short-term or long-term disability benefits, you need to be prepared. The insurance company will never take you at your word and pay your case. Instead, you will need compelling evidence that shows that you are disabled and meet all your policy’s criteria. It is not easy to build up a disability insurance claim, especially when you are dealing with life-changing medical conditions or injuries. Unless you carefully collect all your medical records and other supporting data, you will never get the benefits you deserve. In this article, our respected disability attorneys explain the […]
UNUM’s Dirty Tricks: How the Company Approaches Short-Term Disability Claims
Apr 20, 2021 | Blog | ShareIf you are researching UNUM disability insurance claims, you have probably read a lot of worrisome things. The company is notorious for wrongfully denying claims and prioritizing profits over its insureds. However, with the right knowledge and tools, you might get the short-term disability benefits you deserve. In this article, Bryant Legal Group’s disability insurance lawyers highlight some of UNUM’s tactics and suggest ways you can fight back. UNUM Short-Term Disability Insurance: An Overview UNUM is one of the largest disability insurance companies in the United States. They sell policies to both individuals and employers that provide a monthly benefit […]
What Is Private Disability Insurance (and Do I Need Coverage)?
Apr 7, 2021 | Blog | ShareIf you are getting ready to file for disability benefits, you have encountered discussions about private disability insurance, ERISA plans, and Social Security disability. However, you might not really understand the precise differences between these policies and programs. In this article, the disability insurance lawyers at Bryant Legal Group explore private disability insurance, its importance, and common issues that arise during a private disability insurance claim. Private Disability Insurance vs. Group Disability Plans Disability insurance coverage pays a monthly benefit when you are unable to work due to an illness, injury, or chronic medical condition. For-profit insurance companies sell these […]
Can I Get Short-Term Disability for Cancer Treatment?
Mar 8, 2021 | Blog | ShareCancer will inevitably change your life. While some people can continue to work during treatment, many struggle to balance their job duties, symptoms, and doctor’s appointments. Thankfully, you might be eligible for short-term disability benefits during your treatment. Bryant Legal Group helps people battling cancer get the disability insurance benefits they deserve. We understand how both the disease and treatment can make it hard to do the things you love—both at work and at home. Working During Cancer Treatment: What to Expect Your ability to work during cancer treatment will depend on a variety of factors: The type of cancer […]
5 Ways Your Healthcare Organization Can Reduce Payer Denials
Mar 1, 2021 | Blog | ShareIf your healthcare organization experiences double-digit denial rates, you are not alone. In 2020, the average denial rate for hospitals was roughly 11% for initial claims. This means that you are spending a remarkable amount of your practice’s resources on appeals and collection efforts—and some of these denials will not be recoverable. Our physician and medical practice lawyers want to help. While some payer-provider disputes require litigation, many are avoidable. In this article, we outline ways that you can improve your payment processes and reduce your healthcare payer denials. What Causes Most Healthcare Payer Denials? The data suggest that many […]
