Representing a Wide Spectrum of Professionals, Athletes and Business Owners
At Bryant Legal Group PC, we appreciate that every client comes to us with different needs and expectations. Each Chicago disability attorney at our firm works with individuals who are struggling with a wide range of disabling conditions, taking the time necessary to understand the unique challenges they are facing. While we have decades of combined experience representing clients in a wide variety of occupations, we are particularly skilled in working with :
If you are an individual working in these types of occupations, you are likely accustomed to hiring accountants and other professionals to handle complex matters. When it comes to disability issues, it wise to take the same approach – work with a trusted professional with experience in the specific area of law. Disability and related employment issues can become complicated very quickly. Our firm can guide you through each step of the process and help you avoid costly missteps along the way.
How a Chicago Disability Attorney Can Assist You With Understanding and Receiving Your Insurance Benefits
Professionals and business owners tend to have very sophisticated disability policies offering multiple levels of benefits. For instance, many individual disability policies provide for residual or partial disability coverage, recurrent disability benefits, recovery benefits, free COLA increases, and lifetime benefits. But these policies change over time. Insurers offered very generous coverage decades ago. Coverage offered today is different, often times more expense and riddled with limitations. This type of individually purchased disability insurance policies are frequently sold as a source of “income protection.” Depending on the specific definitions in your policy, if you have an older policy, this can mean that if your disability allows you to perform some of the duties of your occupation but results in an income reduction (typically at least 20 percent) due to your medical condition, your policy may provide benefits to make up for the lost income. The insurance companies are very strict in interpreting these provisions so you need to consult with a qualified disability attorney at the onset of your injury or illness to fully protect your rights. And if you have multiple policies, you should seek experienced advice in order to avoid endangering your benefit eligibility under one policy while focused on another’s policy provisions. When you work with the attorneys at our firm, we will carefully review your coverage so that you know exactly what you need to do to collect the maximum benefits you are entitled to.
In addition to helping our clients receive benefits under disability policies that they may have purchased privately or received from their employers, we also assist our clients with a number of additional insurance and related employment issues, including:
- Conversion of insurance policies from group to individual policies
- Waiver of life insurance life insurance payments
- Mortgage insurance policies
- Student loan forgiveness
- Credit card relief based on disability
- Long term care insurance matters
- Employment (i.e., Family Medical Leave Act (“FMLA”) claims) and severance agreements
At Bryant Legal Group PC, our goal is to ensure that you receive all the benefits and payments you are entitled to. We will undertake a thorough review of your situation and insurance products to make sure that you understand your rights and responsibilities. In most cases, your rights will be tied to short deadlines so it is important to get accurate advice about your benefits immediately so that you can get what you have paid for. We also recognize that a disability is a very sensitive and private matter for our clients. We will work one on one with you to develop a legal plan that protects both your privacy and your long-term professional goals and interests. In many situations, this means resolving the matter outside of the litigation process so that your disabling condition is kept private and not disclosed to the public.
Schedule a Consultation With a Chicago Disability Attorney to Discuss Your Benefits
Regardless of whether a physical or mental impairment allows you to perform your occupational duties at a reduced level or completely prohibits you from working, it is important to consult with a disability lawyer as soon as possible. A delay in the filing of your claim or a misstep in your actions could prevent you from collecting the benefits you are owed today and into the future. Call our legal office at 312-561-3010 or email email@example.com to schedule a consultation with an experienced Chicago disability attorney.