I’m Still Working. Can I Apply for Disability Insurance?

August. 4, 2020
If you have a serious medical condition, you may worry that you’ll soon be unable to keep up with the demands of your job. In fact, one of the most...
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How Long Can You Be on Disability Insurance for Depression and Other Mental Health Conditions?

July. 28, 2020
When you live with depression, anxiety, bipolar disorder, or another mental health condition, it can be hard to maintain employment. At Bryant Legal Group, we know how frustrating it is to suddenly...
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Woman waiting for her long-term disability benefits

Are There Waiting Periods for Long-Term Disability?

July. 21, 2020
When you’re unable to work due to an injury, illness, or chronic condition, the last thing you want to do is wait for disability insurance benefits. Unfortunately, many short-term and long-term...
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UNUM Independent Medical Exam

UNUM’s Dirty Tricks: How to Beat an IME

July. 17, 2020
Let’s be clear: there is nothing “independent” about UNUM’s medical examinations. The disability insurer works closely with a network of doctors and medical providers whose primary goal is building cases...
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UNUM field visit

UNUM Field Visits: How to Protect Your Privacy and LTD Claim

July. 14, 2020
“It’s easier if we talk this over face-to-face,” says your UNUM claims adjuster. “We’ll drive to your home to go over the paperwork.” They suggest an in-person meeting. Unfortunately, UNUM’s...
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UNUM’s Dirty Tricks: Tying Compensation to Denied Claims

July. 7, 2020
UNUM is one of the United States’ largest insurers and is notorious for denying long-term disability claims. At Bryant Legal Group, we fight for disabled claimants, helping them get the benefits...
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Infectious Diseases and Disability Insurance: A Claimant’s Guide

July. 1, 2020
Today, more than ever, we’re painfully aware of how infectious diseases can dramatically impact your life. Whether you’re dealing with coronavirus, influenza, MRSA, C. Diff, or another disease, you’ll likely...
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Woman reviewing her disability insurance policy

Denied Because You “Hid” a Condition From the Insurance Company? You Can Fight Back

June. 23, 2020
You’ve paid your private disability insurance premiums on time for years. Then, when you file a claim for disability insurance benefits, you get a letter saying you “hid” a medical condition, and...
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Woman in a neck brace learning about disability insurance claims

What Do Own Occupation and Any Occupation Mean in Disability Claims?

June. 16, 2020
When most of us think about “disability,” we define the term simply: you can’t work because of an illness, medical condition, or injury. However, when you apply for long-term disability insurance,...
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What is ERISA

What Is ERISA? We Answer Your Long-Term Disability Insurance Questions

June. 11, 2020
It can be hard to find reliable, understandable information about disability insurance law. Online search engines often confuse disability insurance and Social Security, which can lead to confusion and bad...
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Person in a wheelchair filing a Mutual of Omaha disability claim

5 Things You Should Know Before You File a Mutual of Omaha Disability Claim

June. 9, 2020
Mutual of Omaha is one of the country’s largest disability insurers, offering both short-term and long-term disability policies to employers and individuals. While Mutual of Omaha isn’t as notorious as...
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