Reporting Changed Circumstances to the LTD Company: When Is It a Good Idea?
September. 29, 2020
If you’re receiving long-term disability benefits, you may find yourself in a confusing situation. It’s not uncommon for disabled people’s conditions to improve (or ebb and flow). However, the disability...
Long-Term Disability vs. Social Security: What’s the Difference?
September. 22, 2020
When you’re unable to work due to a serious injury, illness, or chronic condition, you’ll get a lot of advice. “File for disability” is a common suggestion that doctors, colleagues, and loved ones may offer. But, you’ll quickly...
How to Apply for Short-Term Disability Benefits in Illinois
September. 16, 2020
As a professional or entrepreneur, you’ve worked tirelessly to build your practice or business. When a health issue or injury makes it impossible for you to do your job, you’ll...
Should I Meet With a Disability Insurance Representative?
September. 9, 2020
It’s not uncommon for insurance companies to request face-to-face meetings with people who file short-term and long-term disability claims. The adjuster or representative may describe it as a “field interview”...
Who Pays My Attorney Fees Under ERISA?
September. 4, 2020
When you’re unable to work due to a serious health condition or injury, hiring a lawyer may seem like an unwanted expense. However, federal disability insurance laws may allow you...
Post-Concussion Syndrome and Disability Insurance: A Claimant’s Guide
September. 1, 2020
Most people who suffer a mild traumatic brain injury or concussion heal quickly, often within a month. However, not everyone is so lucky. Approximately 30% of people with concussions develop...
Are Short and Long-Term Disability Benefits Taxable?
August. 26, 2020
Whether you’re interested in submitting a claim for long-term disability benefits, are currently involved in a disability insurance dispute, or are already getting benefits, chances are you’ve at least considered the...
Variable Income: How Much Does Long-Term Disability Pay?
August. 18, 2020
Many people receive variable income because they’re small business owners, salespersons, freelancers, or receive performance-based commissions or bonuses. If your income is variable on a day-to-day, week-to-week, or month-to-month basis,...
Kidney Disease and Disability Insurance: A Claimant’s Guide
August. 13, 2020
Chronic kidney disease (CKD) is much more common than you think. About 37 million people live with CKD, and many more cases are undiagnosed. Kidney disease is the ninth leading...
Dentists and Long-Term Disability
August. 12, 2020
Dentists, orthodontists, endodontists, and other dental professionals often purchase long-term disability (LTD) insurance as a safety net. Many of these providers have built thriving businesses, and they know that an unexpected illness,...
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