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What to Look for in a UNUM Long-Term Disability Lawyer

January. 25, 2021
UNUM and its subsidiaries, Provident Life and Accident Insurance Company and Paul Revere Life Insurance Company, have earned a reputation for prioritizing profits over people. The company takes an aggressive...
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Spinal Cord Stimulators and Disability: Do I Qualify for LTD?

January. 5, 2021
When you’re living with chronic back pain or a spinal cord injury, you may be willing to try anything to alleviate your symptoms. From physical therapy and surgeries to chronic...
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Attorney inquiring about the status of a disability insurance claim

Why Does It Take So Long to Get Disability Insurance Benefits? Look Out for Bad Faith

January. 5, 2021
It can seem like disability insurance claims drag on forever. Sometimes delays are justified and inevitable—it can take time to collect and evaluate all of your medical records and other...
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What Is a COLA Rider and Do I Need One on My Disability Insurance Policy?

December. 29, 2020
Most of us understand that the value of a dollar changes over time due to inflation and the evolving cost of living. However, when you’re considering your disability insurance options, you...
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Arthritis, Hand Pain, and Disability Insurance: A Claimant’s Guide

December. 28, 2020
Hand-intensive work that involves gripping, grasping repetitive motions, or vibration can take a toll on your body. As we age, studies show that we’re more likely to develop hand arthritis...
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How Long Can You Stay on Long-Term Disability? It Depends

December. 22, 2020
For many people, long-term disability insurance benefits seem like a financial lifeline helping make up for your lost income. However, do you know how long those monthly benefit checks will last? As...
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Will Volunteering Impact My Long-Term Disability Benefits?

December. 22, 2020
Volunteering can help disabled individuals find purpose in their lives or even prepare them for re-entry into the workforce. Unfortunately, insurance companies sometimes use volunteer activities as an excuse to...
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Liver  Disease and Disability Insurance: A Claimant’s Guide 

November. 25, 2020
Liver disease is more common than you might imagine. According to the Centers for Disease Control and Prevention, 4.5 million Americans have a diagnosed liver disease, and roughly 42,000 people die every year as...
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Disability Insurance Exclusions: We Answer Your FAQs

November. 20, 2020
When you file a claim for individual disability insurance benefits, you assume everything will go smoothly. Unfortunately, even if you hand-picked your policy’s terms and conditions, you may discover that exclusions...
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Will Illinois’ Courts Enforce a One-Sided Insurance Contract?

November. 19, 2020
When you have health insurance, disability insurance, or property insurance, you may sometimes find that the insurer has an unreasonable amount of power over you — perhaps more than you...
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How Long Does It Take UNUM to Process a Claim? It Depends

November. 19, 2020
If you’re applying for short-term or long-term disability benefits, you’ve probably heard that UNUM is notoriously difficult to deal with. The company has a reputation for denying valid claims, delaying benefit...
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