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Disability Insurance for Small Business Owners: A Quick Primer on Coverage Options and Claims

January. 9, 2023
Owning a small business requires a substantial investment of time, energy, and money—and no matter how careful you are, things do not always go exactly to plan. An injury or...
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Key Person Disability Insurance and Key Person Life Insurance: What Business Owners Need to Know

December. 21, 2022
Any good business owner knows that people are a company's most valuable resource. Making sure you have the right people in the right roles can make or break your company....
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Two people reviewing a Lincoln Financial disability claim

Why Was My Lincoln Financial Disability Claim Denied?

December. 19, 2022
With nearly $20 billion in annual revenue (and a net profit of $1.4 billion in 2021), Lincoln Financial Group is easily one of the largest financial services and insurance companies...
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A man seated at the table with a computer and a woman holding a coffee pot

Disability Insurance for High Income Earners: Dealing With Unfair Claim Denials

November. 10, 2022
According to the Centers for Disease Control, more than 1 out of every 4 American adults live with some form of functional disability. And despite many of the stereotypes that...
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Life Insurance Versus Accidental Death and Dismemberment: Do You Need Both?

October. 26, 2022
If you have loved ones who depend on you for financial support, purchasing or enrolling in the right insurance coverage can provide crucial security and peace of mind. Even if...
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What to Look for in a Prudential Long-Term Disability Lawyer

October. 24, 2022
The Prudential Insurance Company of America or Prudential Financial (often called “Prudential” for short) is one of the world’s largest and most successful financial services and insurance companies. Although the...
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What Medical Conditions Qualify for Long-Term Disability?

October. 13, 2022
Getting approved for long-term disability (LTD) benefits can be a difficult and frustrating process. Policyholders often struggle to figure out what medical conditions are covered, what conditions are excluded, and...
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Does Cancer Qualify for Long-Term Disability? A Claimant’s Guide

September. 21, 2022
Getting a cancer diagnosis is an incredibly stressful, difficult, and devastating experience. While doctors are learning more about cancer and mortality for most forms of cancer is dropping, you may...
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A person coping with a migraine

Are Migraines a Disability? Getting Long-Term Disability for Migraines

August. 29, 2022
If you are one of the estimated 12 percent of Americans who get migraine headaches at least occasionally, you know exactly how painful, debilitating, and frustrating they can be. Health...
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a person driving and experiencing essential tremor in the wrist

Can I Get Disability for Essential Tremors? A Claimant’s Guide

August. 24, 2022
If you are a doctor, dentist, or another professional that relies on their hands, essential tremors can make it impossible to work. However, insurance companies are quick to dismiss long-term...
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a woman sitting at a table trying to work but struggling with narcolepsy

Is Narcolepsy a Disability? A Claimant’s Guide

July. 21, 2022
If you or a loved one struggles with severe narcolepsy, you know how difficult it can be to maintain a consistent daily routine. While medical treatments and other reasonable accommodations...
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