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Approximately 60,000 Americans receive a Parkinson’s disease (PD) diagnosis each year. In 2016, there were around 30,000 people in Illinois living with PD, and studies show that the prevalence of...

If you search “disability insurance” or “long-term disability” online, you’ll find a mishmash of information that talks about employer-sponsored insurance plans, private policies, and Social Security benefits. Some of this...

The symptoms and uncertainty associated with inflammatory bowel disease (IBD) can turn your life upside down. If you’re unable to work due to your ulcerative colitis or Crohn’s disease, you...

At some point during a long-term disability insurance claim, the insurance company may ask a physician consultant to evaluate your case and medical records. When you get this notice, it...

Principal was founded more than 140 years ago and offers insurance and financial management services in more than 80 countries and territories. It is the third-largest provider of group insurance...

At least 3.4 million adults in the United States are either legally blind or vision-impaired, and many more struggle with life-changing eye conditions. Although some people can adapt to their...

About 3.4 million people live with epilepsy in the United States, which makes recurrent seizures our nation’s fourth most common neurological disorder. But even though epilepsy isn’t rare, living with...

If your insurance company has denied your voluntary benefit claim, you’re probably getting a lot of conflicting advice. One person might tell you that you need to file an appeal...

According to the World Health Organization, bipolar disease is the seventh most disabling condition in the world. If you’re among the estimated 5.7 million Americans suffering with bipolar, it might be difficult (or even impossible) to...

As one of the country’s largest insurance companies, Cigna offers health insurance, life insurance, and disability insurance products. Unfortunately, Cigna has a long history of denying valid short-term and long-term disability claims. Cigna recently announced the sale of its disability insurance business to New York Life...

If you’re living with a serious, chronic illness, it’s likely that someone has said, “You have that diagnosis?! You’ll definitely get disability benefits.” While you may appreciate your loved one’s...